# CRANE

> **Canonical URL:** https://saferate.com/lenders/crane


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CRANE is a credit union, headquartered in Odon, IN, with 199 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 11% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300SQ2G271NHKJQ07
- **Headquarters:** Odon, IN
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IN
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.135%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $698
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 199
- **Dollar Volume:** $32 million
- **Applications Received:** 278
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $159,372
- **Average Borrower Income:** $89,874
- **Average Property Value:** $264,648

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **Refinance Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 199 | +0.135% | $698 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 79 loans, Score: 41/100 (Sound)
- Refinance: 120 loans, Score: 71/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 79 | $15M | +0.244% | Sound ☺️ |
| Refinance | 69/100 | 120 | $17M | +0.064% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 199 | 0.22% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 124 | 62/100 |
| Bloomington, IN | IN | 25 | 61/100 |
| Terre Haute, IN | IN | 21 | 58/100 |
| Indianapolis | IN | 18 | 50/100 |
| Evansville, IN | IN | 10 | 44/100 |

## Where This Lender Ranks

CRANE appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Bloomington, IN for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Bloomington, IN
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders)
- 🏆 **#4** in Evansville, IN for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#6** in Bloomington, IN for Conventional Loans
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders/conventional-loans)
- 🏆 **#9** in Terre Haute, IN
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders)
- 🏆 **#10** in Terre Haute, IN for Conventional Loans
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/conventional-loans)
- 🏆 **#12** in Indiana for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/indiana/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#14** in Indiana Credit Unions
  - [View Full Rankings](https://saferate.com/indiana/best-mortgage-lenders/credit-unions)
- 🏆 **#15** in Evansville, IN for Conventional Loans
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does CRANE offer?

CRANE offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CRANE offer mortgages?

CRANE offers mortgages in 1 states: IN.

### How competitive are CRANE's mortgage rates?

CRANE has a pricing score of 89/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.135% above market average.

### What type of lender is CRANE?

CRANE is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Odon, IN.

### What is CRANE's loan approval success rate?

CRANE has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/crane

### How to Cite

> "CRANE Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/crane

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**[View Interactive Profile →](https://saferate.com/lenders/crane)**