# CREDIT UNION 1 Credit Union

> **Canonical URL:** https://saferate.com/lenders/credit-union-1-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CREDIT UNION 1 Credit Union is a credit union, headquartered in Anchorage, AK, with 110 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 20% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493001K6UOKMZBPMI34
- **Headquarters:** Anchorage, AK
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** AK
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 80/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.196%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,590
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 110
- **Dollar Volume:** $32 million
- **Applications Received:** 197
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $294,909
- **Average Borrower Income:** $132,627
- **Average Property Value:** $406,818

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Refinance Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 106 | -0.187% | $2,624 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 61 loans, Score: 42/100 (Sound)
- Refinance: 45 loans, Score: 60/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 40/100 | 63 | $21M | -0.217% | Sound ☺️ |
| Refinance | 60/100 | 47 | $12M | -0.167% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AK | 110 | 1.48% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Anchorage, AK | AK | 79 | 73/100 |
| Non |  | 27 | 40/100 |

## Where This Lender Ranks

CREDIT UNION 1 Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Alaska Credit Unions
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions)
- 🥈 **#2** in Anchorage, AK Credit Unions
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Alaska for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Anchorage, AK for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Alaska
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders)
- 🏆 **#4** in Anchorage, AK
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders)
- 🏆 **#8** in Anchorage, AK for Conventional Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/conventional-loans)
- 🏆 **#9** in Alaska for Conventional Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does CREDIT UNION 1 Credit Union offer?

CREDIT UNION 1 Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CREDIT UNION 1 Credit Union offer mortgages?

CREDIT UNION 1 Credit Union offers mortgages in 1 states: AK.

### How competitive are CREDIT UNION 1 Credit Union's mortgage rates?

CREDIT UNION 1 Credit Union has a pricing score of 80/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.196% below market average.

### What type of lender is CREDIT UNION 1 Credit Union?

CREDIT UNION 1 Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Anchorage, AK.

### What is CREDIT UNION 1 Credit Union's loan approval success rate?

CREDIT UNION 1 Credit Union has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/credit-union-1-credit-union

### How to Cite

> "CREDIT UNION 1 Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/credit-union-1-credit-union

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