# CREDIT UNION OF GEORGIA

> **Canonical URL:** https://saferate.com/lenders/credit-union-of-georgia


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CREDIT UNION OF GEORGIA is a credit union, headquartered in Woodstock, GA, serving borrowers across 4 states, with 113 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300STHIK6SGJQIY70
- **Headquarters:** Woodstock, GA
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AL, FL, GA, SC
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 113
- **Dollar Volume:** $40 million
- **Applications Received:** 142
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $354,469
- **Average Borrower Income:** $187,770
- **Average Property Value:** $547,478

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 38/100 | 109 | +0.456% | $0 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 70 loans, Score: 34/100 (Acceptable)
- Refinance: 39 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 34/100 | 72 | $29M | +0.358% | Acceptable 🙂 |
| Refinance | 48/100 | 41 | $11M | +0.501% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 106 | 0.08% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Marietta, GA | GA | 87 | 78/100 |
| Atlanta | GA | 10 | 43/100 |

## Where This Lender Ranks

CREDIT UNION OF GEORGIA appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Marietta, GA Credit Unions
  - [View Full Rankings](https://saferate.com/marietta-ga/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Marietta, GA for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/marietta-ga/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does CREDIT UNION OF GEORGIA offer?

CREDIT UNION OF GEORGIA offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CREDIT UNION OF GEORGIA offer mortgages?

CREDIT UNION OF GEORGIA offers mortgages in 4 states: AL, FL, GA, SC.

### What type of lender is CREDIT UNION OF GEORGIA?

CREDIT UNION OF GEORGIA is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Woodstock, GA.

### What is CREDIT UNION OF GEORGIA's loan approval success rate?

CREDIT UNION OF GEORGIA has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/credit-union-of-georgia

### How to Cite

> "CREDIT UNION OF GEORGIA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/credit-union-of-georgia

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