# CRESCENT MORTGAGE COMPANY

> **Canonical URL:** https://saferate.com/lenders/crescent-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CRESCENT MORTGAGE COMPANY is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 5 states, with 137 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 30% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300D214S3L7KZ0515
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AL, FL, GA, SC, VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.142%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,679
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 137
- **Dollar Volume:** $53 million
- **Applications Received:** 179
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $388,504
- **Average Borrower Income:** $153,474
- **Average Property Value:** $494,635

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 36/100 | 126 | +0.239% | $1,723 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 30 loans, Score: 23/100 (Acceptable)
- Refinance: 96 loans, Score: 59/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 25/100 | 36 | $11M | +0.075% | Acceptable 🙂 |
| Refinance | 55/100 | 101 | $42M | +0.363% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 98 | 0.07% | 68/100 |
| SC | 36 | 0.04% | 59/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 74 | 69/100 |
| Greenville | SC | 28 | 62/100 |
| Marietta, GA | GA | 18 | 54/100 |

## Where This Lender Ranks

CRESCENT MORTGAGE COMPANY appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Greenville Mortgage Companies
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does CRESCENT MORTGAGE COMPANY offer?

CRESCENT MORTGAGE COMPANY offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CRESCENT MORTGAGE COMPANY offer mortgages?

CRESCENT MORTGAGE COMPANY offers mortgages in 5 states: AL, FL, GA, SC, VA.

### How competitive are CRESCENT MORTGAGE COMPANY's mortgage rates?

CRESCENT MORTGAGE COMPANY has a pricing score of 70/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.142% above market average.

### What type of lender is CRESCENT MORTGAGE COMPANY?

CRESCENT MORTGAGE COMPANY is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is CRESCENT MORTGAGE COMPANY's loan approval success rate?

CRESCENT MORTGAGE COMPANY has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/crescent-mortgage

### How to Cite

> "CRESCENT MORTGAGE COMPANY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/crescent-mortgage

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