# CROSSCOUNTRY MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/crosscountry-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CROSSCOUNTRY MORTGAGE, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 86,295 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 80% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300VZVN841I2ILS84
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 20/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.497%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,549
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 86,295
- **Dollar Volume:** $34.2 billion
- **Applications Received:** 125,486
- **Market Share:** 242.00%

## Typical Borrower Profile

- **Average Loan Amount:** $396,874
- **Average Borrower Income:** $161,926
- **Average Property Value:** $503,443

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (62%)
- ⭐ **Jumbo Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 96/100 | 54,891 | +0.465% | $3,511 | Exceptional 🤩 |
| FHA | 96/100 | 20,445 | +0.771% | $3,998 | Exceptional 🤩 |
| VA | 94/100 | 7,572 | -0.168% | $2,918 | Exceptional 🤩 |
| Jumbo | 96/100 | 2,692 | +0.329% | $2,251 | Exceptional 🤩 |
| USDA | 98/100 | 695 | +0.587% | $3,026 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 50,473 loans, Score: 97/100 (Exceptional)
- Refinance: 4,418 loans, Score: 89/100 (Exceptional)

**FHA:**
- Purchase: 17,685 loans, Score: 96/100 (Exceptional)
- Refinance: 2,760 loans, Score: 92/100 (Exceptional)

**VA:**
- Purchase: 6,948 loans, Score: 94/100 (Exceptional)
- Refinance: 624 loans, Score: 89/100 (Exceptional)

**Jumbo:**
- Purchase: 2,260 loans, Score: 96/100 (Exceptional)
- Refinance: 432 loans, Score: 94/100 (Exceptional)

**USDA:**
- Purchase: 689 loans, Score: 98/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 97/100 | 78,055 | $30.9B | +0.511% | Exceptional 🤩 |
| Refinance | 91/100 | 8,240 | $3.3B | +0.372% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 8,629 | 6.41% | 96/100 |
| FL | 7,983 | 2.73% | 89/100 |
| CA | 6,498 | 2.28% | 86/100 |
| PA | 6,270 | 5.18% | 97/100 |
| NJ | 5,464 | 6.38% | 100/100 |
| TX | 5,161 | 1.47% | 87/100 |
| IL | 4,482 | 3.59% | 93/100 |
| NY | 4,107 | 3.62% | 91/100 |
| WA | 3,427 | 4.03% | 94/100 |
| AZ | 3,251 | 3.27% | 89/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 6,849 | 87/100 |
| Chicago | IL | 3,117 | 92/100 |
| Cleveland, OH | OH | 2,944 | 100/100 |
| New York | NY-NJ | 2,895 | 94/100 |
| Minneapolis | MN-WI | 2,217 | 89/100 |
| Phoenix | AZ | 1,570 | 83/100 |
| Philadelphia, PA | PA | 1,558 | 100/100 |
| Lakewood | NJ | 1,433 | 95/100 |
| Montgomery County | PA | 1,406 | 100/100 |
| Cambridge | MA | 1,399 | 91/100 |
| Newark, NJ | NJ | 1,335 | 98/100 |
| Dallas | TX | 1,326 | 84/100 |
| West Palm Beach | FL | 1,235 | 93/100 |
| Columbus, OH | OH | 1,116 | 91/100 |
| Oakland | CA | 1,100 | 92/100 |

## Where This Lender Ranks

CROSSCOUNTRY MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Cleveland, OH for USDA Loans
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Cleveland, OH for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Allentown for USDA Loans
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Allentown for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Columbus, OH for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Camden, NJ for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Canton for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Youngstown for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Montgomery, AL for USDA Loans
  - [View Full Rankings](https://saferate.com/montgomery-al/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Montgomery, AL for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/montgomery-al/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Hickory for USDA Loans
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Hickory for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Santa Cruz for VA Loans
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Santa Cruz for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Vallejo, CA for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vallejo-ca/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Mansfield, OH for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Mansfield, OH for VA Loans
  - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Mansfield, OH for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Fort Collins for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-collins/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Chambersburg, PA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does CROSSCOUNTRY MORTGAGE, LLC offer?

CROSSCOUNTRY MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CROSSCOUNTRY MORTGAGE, LLC offer mortgages?

CROSSCOUNTRY MORTGAGE, LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are CROSSCOUNTRY MORTGAGE, LLC's mortgage rates?

CROSSCOUNTRY MORTGAGE, LLC has a pricing score of 20/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.497% above market average.

### What type of lender is CROSSCOUNTRY MORTGAGE, LLC?

CROSSCOUNTRY MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is CROSSCOUNTRY MORTGAGE, LLC's loan approval success rate?

CROSSCOUNTRY MORTGAGE, LLC has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/crosscountry-mortgage

### How to Cite

> "CROSSCOUNTRY MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/crosscountry-mortgage

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