# CUSO MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/cuso-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible CUSO MORTGAGE CORPORATION is a independent mortgage company, headquartered in PORTLAND, ME, serving borrowers across 3 states, with 257 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 46% of lenders for competitive rates - **Approval Rate:** Ranks in the top 50% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300H89M6KDLFKMQ19 - **Headquarters:** PORTLAND, ME - **Geographic Reach:** Regional - **States Served:** 3 - **State List:** FL, ME, NH - **Markets (MSAs):** 4 - **Primary Channel:** mix - **Direct Origination:** 46.1% - **Brokered/Wholesale:** 53.9% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 54/100 - Rating: ●●●○○ (3/5) ### Pull Through: Sound ☺️ - Score: 50/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** +0.282% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $1,618 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 257 - **Dollar Volume:** $73 million - **Applications Received:** 456 - **Market Share:** 1.00% ## Typical Borrower Profile - **Average Loan Amount:** $284,066 - **Average Borrower Income:** $132,922 - **Average Property Value:** $371,887 ## Safe Rate Awards πŸ† - ⭐ **FHA Gold Superstar** (65%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 60/100 | 202 | +0.435% | $1,689 | Strong πŸ˜€ | | FHA | 58/100 | 27 | -0.003% | $1,367 | Sound ☺️ | | VA | 60/100 | 15 | -0.808% | $1,536 | Strong πŸ˜€ | | USDA | 73/100 | 12 | -0.399% | $1,176 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 176 loans, Score: 60/100 (Strong) - Refinance: 26 loans, Score: 43/100 (Sound) **FHA:** - Purchase: 27 loans, Score: 58/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 62/100 | 231 | $68M | +0.236% | Strong πŸ˜€ | | Refinance | 41/100 | 26 | $5M | +0.670% | Sound ☺️ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | ME | 255 | 1.66% | 85/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 124 | 61/100 | | Bangor, ME | ME | 62 | 79/100 | | Portland | ME | 53 | 70/100 | | Lewiston | ME | 16 | 55/100 | ## Where This Lender Ranks CUSO MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#4** in Bangor, ME for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#5** in Maine for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#6** in Bangor, ME for FHA Loans - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/fha-loans) - πŸ† **#8** in Maine for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Maine for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#8** in Maine for USDA Loans - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/usda-loans) - πŸ† **#8** in Bangor, ME Mortgage Companies - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/mortgage-companies) - πŸ† **#9** in Bangor, ME for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#10** in Maine Mortgage Companies - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies) - πŸ† **#11** in Maine for FHA Loans - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/fha-loans) - πŸ† **#11** in Bangor, ME - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders) - πŸ† **#13** in Bangor, ME for Conventional Loans - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/conventional-loans) - πŸ† **#15** in Lewiston for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lewiston/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#16** in Maine for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#17** in Portland Mortgage Companies - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies) - πŸ† **#18** in Portland for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#19** in Maine for Conventional Loans - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/conventional-loans) - πŸ† **#19** in Lewiston for Conventional Loans - [View Full Rankings](https://saferate.com/lewiston/best-mortgage-lenders/conventional-loans) - πŸ† **#20** in Maine for VA Loans - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/va-loans) ## Frequently Asked Questions ### What loan types does CUSO MORTGAGE CORPORATION offer? CUSO MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does CUSO MORTGAGE CORPORATION offer mortgages? CUSO MORTGAGE CORPORATION offers mortgages in 3 states: FL, ME, NH. ### How competitive are CUSO MORTGAGE CORPORATION's mortgage rates? CUSO MORTGAGE CORPORATION has a pricing score of 54/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.282% above market average. ### What type of lender is CUSO MORTGAGE CORPORATION? CUSO MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in PORTLAND, ME. ### What is CUSO MORTGAGE CORPORATION's loan approval success rate? CUSO MORTGAGE CORPORATION has a pull-through score of 50/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/cuso-mortgage ### How to Cite > "CUSO MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cuso-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/cuso-mortgage)**