# DATA MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/data-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DATA MORTGAGE, INC. is a independent mortgage company, headquartered in SACRAMENTO, CA, serving borrowers across 23 states, with 220 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 60% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493008E4KBJCB6UKR64
- **Headquarters:** SACRAMENTO, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 23
- **State List:** AZ, CA, CT, FL, GA, KS, KY, MD, MI, MN, MO, MS, NC, NJ, NV, OH, OR, PA, SC, TN, TX, VA, WI
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 40/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.449%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,968
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 220
- **Dollar Volume:** $95 million
- **Applications Received:** 318
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $432,636
- **Average Borrower Income:** $149,741
- **Average Property Value:** $568,909

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 39/100 | 149 | +0.538% | $4,357 | Acceptable 🙂 |
| FHA | 60/100 | 61 | +0.342% | $3,146 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 124 loans, Score: 39/100 (Acceptable)
- Refinance: 25 loans, Score: 33/100 (Acceptable)

**FHA:**
- Purchase: 34 loans, Score: 56/100 (Sound)
- Refinance: 27 loans, Score: 47/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 167 | $77M | +0.480% | Sound ☺️ |
| Refinance | 39/100 | 53 | $18M | +0.367% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NV | 85 | 0.21% | 71/100 |
| CA | 82 | 0.03% | 60/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Las Vegas | NV | 81 | 72/100 |
| Los Angeles | CA | 26 | 54/100 |
| Anaheim | CA | 20 | 53/100 |
| Riverside | CA | 12 | 44/100 |
| Sacramento | CA | 12 | 46/100 |

## Frequently Asked Questions

### What loan types does DATA MORTGAGE, INC. offer?

DATA MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DATA MORTGAGE, INC. offer mortgages?

DATA MORTGAGE, INC. offers mortgages in 23 states: AZ, CA, CT, FL, GA, KS, KY, MD, MI, MN, MO, MS, NC, NJ, NV, OH, OR, PA, SC, TN, TX, VA, WI.

### How competitive are DATA MORTGAGE, INC.'s mortgage rates?

DATA MORTGAGE, INC. has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.449% above market average.

### What type of lender is DATA MORTGAGE, INC.?

DATA MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SACRAMENTO, CA.

### What is DATA MORTGAGE, INC.'s loan approval success rate?

DATA MORTGAGE, INC. has a pull-through score of 40/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/data-mortgage

### How to Cite

> "DATA MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/data-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/data-mortgage)**