# DECATUR EARTHMOVER CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/decatur-earthmover-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DECATUR EARTHMOVER CREDIT UNION is a credit union, headquartered in Forsyth, IL, with 17 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493007NQFYTLJ0O4M47
- **Headquarters:** Forsyth, IL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IL
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 95.8%
- **Brokered/Wholesale:** 4.2%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 17
- **Dollar Volume:** $2 million
- **Applications Received:** 24
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $105,000
- **Average Borrower Income:** $80,882
- **Average Property Value:** $132,647

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 11/100 | 17 | +0.211% | $803 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 15/100 | 14 | $2M | +0.175% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 17 | 0.01% | 54/100 |

## Frequently Asked Questions

### What loan types does DECATUR EARTHMOVER CREDIT UNION offer?

DECATUR EARTHMOVER CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DECATUR EARTHMOVER CREDIT UNION offer mortgages?

DECATUR EARTHMOVER CREDIT UNION offers mortgages in 1 states: IL.

### What type of lender is DECATUR EARTHMOVER CREDIT UNION?

DECATUR EARTHMOVER CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Forsyth, IL.

### What is DECATUR EARTHMOVER CREDIT UNION's loan approval success rate?

DECATUR EARTHMOVER CREDIT UNION has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/decatur-earthmover-credit-union

### How to Cite

> "DECATUR EARTHMOVER CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/decatur-earthmover-credit-union

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