# DG PINNACLE FUNDING LLC

> **Canonical URL:** https://saferate.com/lenders/dg-pinnacle-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DG PINNACLE FUNDING LLC is a independent mortgage company, headquartered in MIAMI, FL, serving borrowers across 2 states, with 194 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 89% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300S1TXPDZJPDYW17
- **Headquarters:** MIAMI, FL
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, TX
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 86%
- **Brokered/Wholesale:** 12.3%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 11/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.790%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,752
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 194
- **Dollar Volume:** $77 million
- **Applications Received:** 292
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $394,536
- **Average Borrower Income:** $158,031
- **Average Property Value:** $496,392

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 35/100 | 97 | +0.922% | $4,633 | Acceptable 🙂 |
| FHA | 65/100 | 93 | +0.698% | $4,834 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 85 loans, Score: 36/100 (Acceptable)

**FHA:**
- Purchase: 92 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 181 | $72M | +0.805% | Sound ☺️ |
| Refinance | 28/100 | 13 | $5M | +0.384% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 191 | 0.07% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Miami | FL | 96 | 73/100 |
| Fort Lauderdale | FL | 33 | 60/100 |
| Cape Coral | FL | 13 | 48/100 |
| Tampa, FL | FL | 12 | 45/100 |
| West Palm Beach | FL | 10 | 45/100 |

## Frequently Asked Questions

### What loan types does DG PINNACLE FUNDING LLC offer?

DG PINNACLE FUNDING LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DG PINNACLE FUNDING LLC offer mortgages?

DG PINNACLE FUNDING LLC offers mortgages in 2 states: FL, TX.

### How competitive are DG PINNACLE FUNDING LLC's mortgage rates?

DG PINNACLE FUNDING LLC has a pricing score of 11/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.790% above market average.

### What type of lender is DG PINNACLE FUNDING LLC?

DG PINNACLE FUNDING LLC is a non-depository lender that specializes in mortgage origination, headquartered in MIAMI, FL.

### What is DG PINNACLE FUNDING LLC's loan approval success rate?

DG PINNACLE FUNDING LLC has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dg-pinnacle-funding

### How to Cite

> "DG PINNACLE FUNDING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dg-pinnacle-funding

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