# DHI MORTGAGE COMPANY, LTD.

> **Canonical URL:** https://saferate.com/lenders/dhi-mortgage-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DHI MORTGAGE COMPANY, LTD. is a independent mortgage company, headquartered in DALLAS, TX, serving borrowers across 36 states, with 66,385 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 0% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 13% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493001SXWZ4OFP8Z903
- **Headquarters:** DALLAS, TX
- **Geographic Reach:** Near-National
- **States Served:** 36
- **State List:** AL, AR, AZ, CA, CO, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, MN, MO, MS, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV
- **Markets (MSAs):** 50
- **Homebuilder Lender:** Yes
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 100/100
- Rating: ●●●●● (5/5)

### Pull Through: Exceptional 🤩
- Score: 87/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** -0.842%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $407
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 66,385
- **Dollar Volume:** $22.8 billion
- **Applications Received:** 89,936
- **Market Share:** 186.00%

## Typical Borrower Profile

- **Average Loan Amount:** $344,129
- **Average Borrower Income:** $114,082
- **Average Property Value:** $385,362

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- 💎 **FHA Diamond Champion** (84%)
- 💎 **VA Diamond Champion** (90%)
- 💎 **USDA Diamond Champion** (84%)
- 💎 **Purchase Diamond Champion** (84%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 92/100 | 23,943 | -0.695% | $471 | Exceptional 🤩 |
| FHA | 98/100 | 29,978 | -0.804% | $375 | Exceptional 🤩 |
| VA | 95/100 | 11,647 | -1.418% | $335 | Exceptional 🤩 |
| Jumbo | 44/100 | 16 | +0.281% | $435 | Sound ☺️ |
| USDA | 99/100 | 801 | -1.066% | $199 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 23,934 loans, Score: 93/100 (Exceptional)

**FHA:**
- Purchase: 29,977 loans, Score: 98/100 (Exceptional)

**VA:**
- Purchase: 11,646 loans, Score: 95/100 (Exceptional)

**USDA:**
- Purchase: 801 loans, Score: 99/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 96/100 | 66,374 | $22.8B | -0.843% | Exceptional 🤩 |
| Refinance | 21/100 | 11 | $4M | +0.050% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 17,443 | 4.98% | 100/100 |
| FL | 12,909 | 4.41% | 94/100 |
| NC | 4,434 | 2.99% | 88/100 |
| SC | 3,523 | 4.40% | 98/100 |
| GA | 2,822 | 2.04% | 87/100 |
| CA | 2,676 | 0.94% | 79/100 |
| AZ | 2,481 | 2.50% | 86/100 |
| AL | 2,426 | 4.05% | 95/100 |
| NV | 1,891 | 4.70% | 95/100 |
| TN | 1,876 | 2.06% | 86/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 4,773 | 99/100 |
| Houston | TX | 3,649 | 94/100 |
| Non |  | 2,484 | 78/100 |
| San Antonio | TX | 2,464 | 93/100 |
| Tampa, FL | FL | 2,143 | 95/100 |
| Phoenix | AZ | 2,081 | 86/100 |
| Fort Worth | TX | 1,848 | 98/100 |
| Orlando | FL | 1,682 | 91/100 |
| Austin | TX | 1,673 | 97/100 |
| Atlanta | GA | 1,478 | 87/100 |
| Jacksonville, FL | FL | 1,391 | 93/100 |
| Las Vegas | NV | 1,376 | 93/100 |
| Riverside | CA | 1,060 | 82/100 |
| Myrtle Beach | SC | 1,058 | 100/100 |
| Lakeland | FL | 1,027 | 97/100 |

## Frequently Asked Questions

### What loan types does DHI MORTGAGE COMPANY, LTD. offer?

DHI MORTGAGE COMPANY, LTD. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DHI MORTGAGE COMPANY, LTD. offer mortgages?

DHI MORTGAGE COMPANY, LTD. offers mortgages in 36 states: AL, AR, AZ, CA, CO, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, MN, MO, MS, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV.

### How competitive are DHI MORTGAGE COMPANY, LTD.'s mortgage rates?

DHI MORTGAGE COMPANY, LTD. has a pricing score of 100/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.842% below market average.

### What type of lender is DHI MORTGAGE COMPANY, LTD.?

DHI MORTGAGE COMPANY, LTD. is a non-depository lender that specializes in mortgage origination, headquartered in DALLAS, TX.

### What is DHI MORTGAGE COMPANY, LTD.'s loan approval success rate?

DHI MORTGAGE COMPANY, LTD. has a pull-through score of 87/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dhi-mortgage-company

### How to Cite

> "DHI MORTGAGE COMPANY, LTD. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dhi-mortgage-company

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