# DIGNIFIED HOME LOANS, LLC

> **Canonical URL:** https://saferate.com/lenders/dignified-home-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DIGNIFIED HOME LOANS, LLC is a independent mortgage company, headquartered in WESTLAKE VILLAGE, CA, serving borrowers across 11 states, with 471 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 77% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QD23LICPXTPB55
- **Headquarters:** WESTLAKE VILLAGE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AZ, CA, CO, IL, IN, NV, OH, OR, TN, UT, WA
- **Markets (MSAs):** 9
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.364%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,857
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 471
- **Dollar Volume:** $217 million
- **Applications Received:** 624
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $460,435
- **Average Borrower Income:** $171,482
- **Average Property Value:** $605,106

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 61/100 | 345 | +0.354% | $3,788 | Strong 😀 |
| FHA | 67/100 | 96 | +0.558% | $4,521 | Strong 😀 |
| VA | 60/100 | 26 | -0.169% | $2,660 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 297 loans, Score: 61/100 (Strong)
- Refinance: 48 loans, Score: 54/100 (Sound)

**FHA:**
- Purchase: 84 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 24 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 409 | $193M | +0.379% | Strong 😀 |
| Refinance | 55/100 | 62 | $24M | +0.273% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 409 | 0.14% | 75/100 |
| OH | 25 | 0.02% | 47/100 |
| WA | 10 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Bakersfield | CA | 173 | 85/100 |
| Oxnard | CA | 68 | 75/100 |
| Los Angeles | CA | 34 | 55/100 |
| San Luis Obispo | CA | 30 | 64/100 |
| Anaheim | CA | 27 | 55/100 |
| Riverside | CA | 23 | 50/100 |
| Sacramento | CA | 12 | 43/100 |
| Columbus, OH | OH | 11 | 42/100 |
| San Diego | CA | 11 | 42/100 |

## Where This Lender Ranks

DIGNIFIED HOME LOANS, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in San Luis Obispo Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-luis-obispo/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in San Luis Obispo for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-luis-obispo/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in Bakersfield Mortgage Companies
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in Bakersfield for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#13** in San Luis Obispo
  - [View Full Rankings](https://saferate.com/san-luis-obispo/best-mortgage-lenders)
- 🏆 **#15** in Oxnard Mortgage Companies
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in Bakersfield for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Bakersfield
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders)
- 🏆 **#18** in Bakersfield for VA Loans
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/va-loans)
- 🏆 **#18** in Oxnard for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#18** in San Luis Obispo for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-luis-obispo/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Bakersfield for Conventional Loans
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Oxnard for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Oxnard for FHA Loans
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does DIGNIFIED HOME LOANS, LLC offer?

DIGNIFIED HOME LOANS, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DIGNIFIED HOME LOANS, LLC offer mortgages?

DIGNIFIED HOME LOANS, LLC offers mortgages in 11 states: AZ, CA, CO, IL, IN, NV, OH, OR, TN, UT, WA.

### How competitive are DIGNIFIED HOME LOANS, LLC's mortgage rates?

DIGNIFIED HOME LOANS, LLC has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.364% above market average.

### What type of lender is DIGNIFIED HOME LOANS, LLC?

DIGNIFIED HOME LOANS, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WESTLAKE VILLAGE, CA.

### What is DIGNIFIED HOME LOANS, LLC's loan approval success rate?

DIGNIFIED HOME LOANS, LLC has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dignified-home-loans

### How to Cite

> "DIGNIFIED HOME LOANS, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dignified-home-loans

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