# Dollar Bank, Federal Savings Bank

> **Canonical URL:** https://saferate.com/lenders/dollar-bank-federal-savings-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Dollar Bank, Federal Savings Bank is a bank, headquartered in Pittsburgh, PA, serving borrowers across 29 states, with 1,430 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 55% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300MSU5WVAU4ZN645
- **Headquarters:** Pittsburgh, PA
- **Geographic Reach:** Near-National
- **States Served:** 29
- **State List:** AL, CO, DE, FL, GA, IL, IN, KS, KY, MA, MD, MN, MO, MS, NC, ND, NH, NJ, OH, OK, PA, RI, SC, TN, TX, UT, VA, WI, WV
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 87.2%
- **Brokered/Wholesale:** 12.8%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.244%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,203
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,430
- **Dollar Volume:** $521 million
- **Applications Received:** 2,050
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $364,552
- **Average Borrower Income:** $172,799
- **Average Property Value:** $522,615

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (64%)
- ⭐ **Jumbo Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 74/100 | 1,150 | +0.229% | $996 | Strong 😀 |
| FHA | 60/100 | 51 | +0.700% | $812 | Strong 😀 |
| VA | 38/100 | 11 | -0.081% | $274 | Acceptable 🙂 |
| Jumbo | 84/100 | 218 | +0.225% | $2,779 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 772 loans, Score: 69/100 (Strong)
- Refinance: 378 loans, Score: 79/100 (Strong)

**FHA:**
- Purchase: 50 loans, Score: 60/100 (Strong)

**Jumbo:**
- Purchase: 211 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 1,044 | $460M | +0.175% | Strong 😀 |
| Refinance | 77/100 | 386 | $61M | +0.420% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 716 | 0.59% | 85/100 |
| OH | 313 | 0.23% | 73/100 |
| VA | 81 | 0.07% | 60/100 |
| MD | 58 | 0.08% | 56/100 |
| SC | 55 | 0.07% | 57/100 |
| NC | 49 | 0.03% | 51/100 |
| GA | 43 | 0.03% | 51/100 |
| CO | 18 | 0.02% | 43/100 |
| MN | 16 | 0.02% | 42/100 |
| FL | 13 | 0.00% | 34/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 685 | 97/100 |
| Cleveland, OH | OH | 256 | 80/100 |
| Non |  | 83 | 46/100 |
| Virginia Beach | VA-NC | 45 | 57/100 |
| Charlotte | NC-SC | 28 | 50/100 |
| Arlington | VA-WV | 26 | 49/100 |
| Greenville | SC | 26 | 54/100 |
| Frederick | MD | 25 | 53/100 |
| Akron, OH | OH | 22 | 52/100 |
| Baltimore | MD | 22 | 48/100 |
| Atlanta | GA | 18 | 43/100 |
| Minneapolis | MN-WI | 13 | 41/100 |

## Where This Lender Ranks

Dollar Bank, Federal Savings Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Cleveland, OH for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#8** in Pittsburgh, PA for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#10** in Pittsburgh, PA for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks/va-loans)
- 🏆 **#10** in Cleveland, OH for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#11** in Pittsburgh, PA Banks
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks)
- 🏆 **#11** in Pittsburgh, PA for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#11** in Cleveland, OH for FHA Loans
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Pittsburgh, PA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Cleveland, OH Banks
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/banks)
- 🏆 **#13** in Cleveland, OH for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Cleveland, OH for Jumbo Loans
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/jumbo-loans)
- 🏆 **#14** in Pittsburgh, PA for Jumbo Loans
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/jumbo-loans)
- 🏆 **#15** in Pennsylvania for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#15** in Cleveland, OH
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders)
- 🏆 **#16** in Pennsylvania for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#17** in Pittsburgh, PA
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders)
- 🏆 **#17** in Ohio for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/ohio/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#17** in Cleveland, OH for Conventional Loans
  - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Pittsburgh, PA for FHA Loans
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/fha-loans)
- 🏆 **#19** in Akron, OH Banks
  - [View Full Rankings](https://saferate.com/akron-oh/best-mortgage-lenders/banks)

## Frequently Asked Questions

### What loan types does Dollar Bank, Federal Savings Bank offer?

Dollar Bank, Federal Savings Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Dollar Bank, Federal Savings Bank offer mortgages?

Dollar Bank, Federal Savings Bank offers mortgages in 29 states: AL, CO, DE, FL, GA, IL, IN, KS, KY, MA, MD, MN, MO, MS, NC, ND, NH, NJ, OH, OK, PA, RI, SC, TN, TX, UT, VA, WI, WV.

### How competitive are Dollar Bank, Federal Savings Bank's mortgage rates?

Dollar Bank, Federal Savings Bank has a pricing score of 45/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.244% above market average.

### What type of lender is Dollar Bank, Federal Savings Bank?

Dollar Bank, Federal Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Pittsburgh, PA.

### What is Dollar Bank, Federal Savings Bank's loan approval success rate?

Dollar Bank, Federal Savings Bank has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dollar-bank-federal-savings-bank

### How to Cite

> "Dollar Bank, Federal Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dollar-bank-federal-savings-bank

---

**[View Interactive Profile →](https://saferate.com/lenders/dollar-bank-federal-savings-bank)**