# DOMINION ENERGY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/dominion-energy-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DOMINION ENERGY CREDIT UNION is a credit union, headquartered in Richmond, VA, serving borrowers across 3 states, with 20 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 8% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300VA7HOYYKO7DN28
- **Headquarters:** Richmond, VA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** OH, SC, VA
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 92/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.229%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $718
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 20
- **Dollar Volume:** $6 million
- **Applications Received:** 26
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $321,500
- **Average Borrower Income:** $139,550
- **Average Property Value:** $498,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 20 | -0.229% | $718 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 17/100 | 12 | $4M | -0.226% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 13 | 0.01% | 51/100 |

## Frequently Asked Questions

### What loan types does DOMINION ENERGY CREDIT UNION offer?

DOMINION ENERGY CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DOMINION ENERGY CREDIT UNION offer mortgages?

DOMINION ENERGY CREDIT UNION offers mortgages in 3 states: OH, SC, VA.

### How competitive are DOMINION ENERGY CREDIT UNION's mortgage rates?

DOMINION ENERGY CREDIT UNION has a pricing score of 92/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.229% below market average.

### What type of lender is DOMINION ENERGY CREDIT UNION?

DOMINION ENERGY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Richmond, VA.

### What is DOMINION ENERGY CREDIT UNION's loan approval success rate?

DOMINION ENERGY CREDIT UNION has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dominion-energy-credit-union

### How to Cite

> "DOMINION ENERGY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dominion-energy-credit-union

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