# Dort Financial Credit Union

> **Canonical URL:** https://saferate.com/lenders/dort-financial-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Dort Financial Credit Union is a credit union, headquartered in Grand Blanc, MI, serving borrowers across 2 states, with 282 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 18% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900WQ6O9JA8WI5W89
- **Headquarters:** Grand Blanc, MI
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, MI
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.224%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $583
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 282
- **Dollar Volume:** $53 million
- **Applications Received:** 347
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $188,511
- **Average Borrower Income:** $107,326
- **Average Property Value:** $274,362

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 246 | +0.162% | $635 | Strong 😀 |
| FHA | 61/100 | 34 | +0.738% | $146 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 142 loans, Score: 55/100 (Sound)
- Refinance: 104 loans, Score: 71/100 (Strong)

**FHA:**
- Purchase: 34 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 178 | $36M | +0.188% | Sound ☺️ |
| Refinance | 69/100 | 104 | $17M | +0.279% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 273 | 0.24% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Flint, MI | MI | 167 | 90/100 |
| Warren | MI | 42 | 60/100 |
| Non |  | 39 | 42/100 |
| Saginaw, MI | MI | 10 | 44/100 |

## Where This Lender Ranks

Dort Financial Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Flint, MI for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/credit-unions/fha-loans)
- 🥈 **#2** in Michigan for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/michigan/best-mortgage-lenders/credit-unions/fha-loans)
- 🥈 **#2** in Flint, MI for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Flint, MI for FHA Loans
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Flint, MI Credit Unions
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Flint, MI
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders)
- 🏆 **#4** in Flint, MI for Conventional Loans
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in Michigan Credit Unions
  - [View Full Rankings](https://saferate.com/michigan/best-mortgage-lenders/credit-unions)
- 🏆 **#11** in Michigan for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/michigan/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#13** in Michigan for FHA Loans
  - [View Full Rankings](https://saferate.com/michigan/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in Saginaw, MI for Conventional Loans
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Dort Financial Credit Union offer?

Dort Financial Credit Union offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Dort Financial Credit Union offer mortgages?

Dort Financial Credit Union offers mortgages in 2 states: FL, MI.

### How competitive are Dort Financial Credit Union's mortgage rates?

Dort Financial Credit Union has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.224% above market average.

### What type of lender is Dort Financial Credit Union?

Dort Financial Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Grand Blanc, MI.

### What is Dort Financial Credit Union's loan approval success rate?

Dort Financial Credit Union has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dort-financial-credit-union

### How to Cite

> "Dort Financial Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dort-financial-credit-union

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