# DuPage Credit Union

> **Canonical URL:** https://saferate.com/lenders/dupage-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DuPage Credit Union is a credit union, headquartered in Naperville, IL, with 81 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 32% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 72% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300WUGYTMN4HIT493
- **Headquarters:** Naperville, IL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IL
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.211%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,141
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 81
- **Dollar Volume:** $21 million
- **Applications Received:** 145
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $263,765
- **Average Borrower Income:** $142,395
- **Average Property Value:** $429,691

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 29/100 | 80 | +0.216% | $1,141 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 56 loans, Score: 29/100 (Acceptable)
- Refinance: 24 loans, Score: 35/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 56 | $15M | +0.265% | Acceptable 🙂 |
| Refinance | 33/100 | 25 | $6M | +0.082% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 81 | 0.06% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Chicago | IL | 62 | 66/100 |
| Elgin, IL | IL | 15 | 54/100 |

## Frequently Asked Questions

### What loan types does DuPage Credit Union offer?

DuPage Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DuPage Credit Union offer mortgages?

DuPage Credit Union offers mortgages in 1 states: IL.

### How competitive are DuPage Credit Union's mortgage rates?

DuPage Credit Union has a pricing score of 68/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.211% above market average.

### What type of lender is DuPage Credit Union?

DuPage Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Naperville, IL.

### What is DuPage Credit Union's loan approval success rate?

DuPage Credit Union has a pull-through score of 28/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dupage-credit-union

### How to Cite

> "DuPage Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dupage-credit-union

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