# DuPont Community Federally Insured State-Chartered Credit Union

> **Canonical URL:** https://saferate.com/lenders/dupont-community-federally-insured-state-chartered-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


DuPont Community Federally Insured State-Chartered Credit Union is a credit union, headquartered in Waynesboro, VA, with 185 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 16% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 17% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300H88NIQ6005M718
- **Headquarters:** Waynesboro, VA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 84/100
- Rating: ●●●●● (5/5)

### Pull Through: Exceptional 🤩
- Score: 83/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** -0.192%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $411
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 185
- **Dollar Volume:** $47 million
- **Applications Received:** 224
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $254,946
- **Average Borrower Income:** $101,438
- **Average Property Value:** $359,919

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- 💎 **Refinance Diamond Champion** (84%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 64/100 | 183 | -0.192% | $411 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 126 loans, Score: 60/100 (Sound)
- Refinance: 57 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 58/100 | 128 | $36M | -0.052% | Sound ☺️ |
| Refinance | 65/100 | 57 | $12M | -0.507% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 185 | 0.17% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Staunton | VA | 117 | 100/100 |
| Harrisonburg, VA | VA | 39 | 72/100 |
| Non |  | 19 | 32/100 |

## Where This Lender Ranks

DuPont Community Federally Insured State-Chartered Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Staunton
  - [View Full Rankings](https://saferate.com/staunton/best-mortgage-lenders)
- 🥇 **#1** in Staunton for Conventional Loans
  - [View Full Rankings](https://saferate.com/staunton/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Staunton for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/staunton/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥇 **#1** in Harrisonburg, VA
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders)
- 🥇 **#1** in Harrisonburg, VA for Conventional Loans
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does DuPont Community Federally Insured State-Chartered Credit Union offer?

DuPont Community Federally Insured State-Chartered Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DuPont Community Federally Insured State-Chartered Credit Union offer mortgages?

DuPont Community Federally Insured State-Chartered Credit Union offers mortgages in 1 states: VA.

### How competitive are DuPont Community Federally Insured State-Chartered Credit Union's mortgage rates?

DuPont Community Federally Insured State-Chartered Credit Union has a pricing score of 84/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.192% below market average.

### What type of lender is DuPont Community Federally Insured State-Chartered Credit Union?

DuPont Community Federally Insured State-Chartered Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Waynesboro, VA.

### What is DuPont Community Federally Insured State-Chartered Credit Union's loan approval success rate?

DuPont Community Federally Insured State-Chartered Credit Union has a pull-through score of 83/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/dupont-community-federally-insured-state-chartered-credit-union

### How to Cite

> "DuPont Community Federally Insured State-Chartered Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dupont-community-federally-insured-state-chartered-credit-union

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