# East West Bank

> **Canonical URL:** https://saferate.com/lenders/east-west-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


East West Bank is a bank, headquartered in Pasadena, CA, serving borrowers across 7 states, with 602 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 66% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 45% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** F28JOQ8OBWCFUYM0UX93
- **Headquarters:** Pasadena, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** CA, GA, MA, NV, NY, TX, WA
- **Markets (MSAs):** 15
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 55/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.042%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,136
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 602
- **Dollar Volume:** $302 million
- **Applications Received:** 898
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $501,894
- **Average Borrower Income:** $114,188
- **Average Property Value:** $565,664

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 602 | +0.010% | $1,140 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 565 loans, Score: 57/100 (Sound)
- Refinance: 37 loans, Score: 39/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 565 | $279M | +0.040% | Sound ☺️ |
| Refinance | 36/100 | 37 | $23M | +0.058% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 381 | 0.13% | 73/100 |
| TX | 82 | 0.02% | 56/100 |
| NV | 43 | 0.11% | 58/100 |
| GA | 39 | 0.03% | 52/100 |
| WA | 31 | 0.04% | 52/100 |
| NY | 21 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 118 | 70/100 |
| Oakland | CA | 82 | 70/100 |
| Houston | TX | 76 | 62/100 |
| Riverside | CA | 59 | 61/100 |
| Sacramento | CA | 51 | 61/100 |
| Las Vegas | NV | 43 | 60/100 |
| Anaheim | CA | 31 | 56/100 |
| Atlanta | GA | 29 | 51/100 |
| New York | NY-NJ | 21 | 48/100 |
| San Diego | CA | 19 | 48/100 |
| San Jose | CA | 12 | 44/100 |
| Seattle | WA | 11 | 42/100 |
| Everett, WA | WA | 10 | 43/100 |
| Marietta, GA | GA | 10 | 40/100 |
| Tacoma | WA | 10 | 42/100 |

## Where This Lender Ranks

East West Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#16** in Los Angeles Banks
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/banks)
- 🏆 **#16** in Los Angeles for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in Oakland Banks
  - [View Full Rankings](https://saferate.com/oakland/best-mortgage-lenders/banks)
- 🏆 **#16** in Oakland for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/oakland/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does East West Bank offer?

East West Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does East West Bank offer mortgages?

East West Bank offers mortgages in 7 states: CA, GA, MA, NV, NY, TX, WA.

### How competitive are East West Bank's mortgage rates?

East West Bank has a pricing score of 34/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.042% above market average.

### What type of lender is East West Bank?

East West Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Pasadena, CA.

### What is East West Bank's loan approval success rate?

East West Bank has a pull-through score of 55/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/east-west-bank

### How to Cite

> "East West Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/east-west-bank

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