# Eglin Credit Union

> **Canonical URL:** https://saferate.com/lenders/eglin-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Eglin Credit Union is a credit union, headquartered in Fort Walton Beach, FL, with 90 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 58% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900ZHQ3HT9DN8GB42
- **Headquarters:** Fort Walton Beach, FL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** FL
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 90
- **Dollar Volume:** $20 million
- **Applications Received:** 123
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $220,556
- **Average Borrower Income:** $111,989
- **Average Property Value:** $450,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 49/100 | 90 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 36 loans, Score: 36/100 (Acceptable)
- Refinance: 54 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 36 | $11M | - | Acceptable 🙂 |
| Refinance | 62/100 | 54 | $9M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 90 | 0.03% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Crestview | FL | 77 | 85/100 |
| Pensacola | FL | 11 | 48/100 |

## Where This Lender Ranks

Eglin Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Crestview for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/crestview/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does Eglin Credit Union offer?

Eglin Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Eglin Credit Union offer mortgages?

Eglin Credit Union offers mortgages in 1 states: FL.

### What type of lender is Eglin Credit Union?

Eglin Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Fort Walton Beach, FL.

### What is Eglin Credit Union's loan approval success rate?

Eglin Credit Union has a pull-through score of 42/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/eglin-credit-union

### How to Cite

> "Eglin Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/eglin-credit-union

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