# Embassy Bank For The Lehigh Valley

> **Canonical URL:** https://saferate.com/lenders/embassy-bank-for-the-lehigh-valley


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Embassy Bank For The Lehigh Valley is a bank, headquartered in Bethlehem, PA, with 183 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 14% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 28% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300PBL633P0UGLP11
- **Headquarters:** Bethlehem, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 86/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 72/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.115%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $658
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 183
- **Dollar Volume:** $59 million
- **Applications Received:** 223
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $322,268
- **Average Borrower Income:** $175,721
- **Average Property Value:** $511,448

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **Purchase Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 176 | -0.110% | $662 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 134 loans, Score: 51/100 (Sound)
- Refinance: 42 loans, Score: 56/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 51/100 | 141 | $52M | -0.119% | Sound ☺️ |
| Refinance | 53/100 | 42 | $7M | -0.099% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 183 | 0.15% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Allentown | PA-NJ | 172 | 92/100 |

## Where This Lender Ranks

Embassy Bank For The Lehigh Valley appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Allentown
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders)
- 🥇 **#1** in Allentown Banks
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks)
- 🥇 **#1** in Allentown for Jumbo Loans
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/jumbo-loans)
- 🥇 **#1** in Allentown for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#4** in Allentown for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#6** in Allentown for Conventional Loans
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Embassy Bank For The Lehigh Valley offer?

Embassy Bank For The Lehigh Valley offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Embassy Bank For The Lehigh Valley offer mortgages?

Embassy Bank For The Lehigh Valley offers mortgages in 1 states: PA.

### How competitive are Embassy Bank For The Lehigh Valley's mortgage rates?

Embassy Bank For The Lehigh Valley has a pricing score of 86/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.115% below market average.

### What type of lender is Embassy Bank For The Lehigh Valley?

Embassy Bank For The Lehigh Valley is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Bethlehem, PA.

### What is Embassy Bank For The Lehigh Valley's loan approval success rate?

Embassy Bank For The Lehigh Valley has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/embassy-bank-for-the-lehigh-valley

### How to Cite

> "Embassy Bank For The Lehigh Valley Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/embassy-bank-for-the-lehigh-valley

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