# Equity Prime Mortgage LLC

> **Canonical URL:** https://saferate.com/lenders/equity-prime-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Equity Prime Mortgage LLC is a independent mortgage company, headquartered in Atlanta, GA, serving borrowers nationwide, with 9,354 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 80% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 34% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300K4ZLGS7SRDTL86
- **Headquarters:** Atlanta, GA
- **Geographic Reach:** National
- **States Served:** 49
- **State List:** AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 94.7%
- **Brokered/Wholesale:** 5.3%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 20/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.812%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,519
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 9,354
- **Dollar Volume:** $2.8 billion
- **Applications Received:** 16,152
- **Market Share:** 26.00%

## Typical Borrower Profile

- **Average Loan Amount:** $301,625
- **Average Borrower Income:** $108,181
- **Average Property Value:** $345,335

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **USDA Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 51/100 | 687 | +0.690% | $3,473 | Sound ☺️ |
| FHA | 90/100 | 6,491 | +0.991% | $3,711 | Exceptional 🤩 |
| VA | 83/100 | 1,604 | +0.202% | $3,073 | Exceptional 🤩 |
| USDA | 97/100 | 569 | +0.522% | $2,033 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 552 loans, Score: 52/100 (Sound)
- Refinance: 135 loans, Score: 53/100 (Sound)

**FHA:**
- Purchase: 4,778 loans, Score: 89/100 (Exceptional)
- Refinance: 1,713 loans, Score: 89/100 (Exceptional)

**VA:**
- Purchase: 1,255 loans, Score: 82/100 (Exceptional)
- Refinance: 349 loans, Score: 86/100 (Exceptional)

**USDA:**
- Purchase: 565 loans, Score: 97/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 83/100 | 7,152 | $2.2B | +0.898% | Exceptional 🤩 |
| Refinance | 76/100 | 2,202 | $645M | +0.455% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,273 | 0.36% | 79/100 |
| FL | 1,270 | 0.43% | 77/100 |
| CA | 823 | 0.29% | 72/100 |
| GA | 627 | 0.45% | 76/100 |
| AZ | 400 | 0.40% | 72/100 |
| LA | 377 | 1.08% | 75/100 |
| PA | 353 | 0.29% | 71/100 |
| TN | 334 | 0.37% | 71/100 |
| MI | 294 | 0.26% | 67/100 |
| IN | 256 | 0.28% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 1,297 | 78/100 |
| Atlanta | GA | 338 | 74/100 |
| Houston | TX | 316 | 71/100 |
| Phoenix | AZ | 269 | 69/100 |
| Riverside | CA | 260 | 71/100 |
| Dallas | TX | 209 | 68/100 |
| Fort Worth | TX | 171 | 71/100 |
| Orlando | FL | 142 | 66/100 |
| Tampa, FL | FL | 138 | 66/100 |
| Jacksonville, FL | FL | 128 | 67/100 |
| Chicago | IL | 121 | 61/100 |
| Detroit | MI | 108 | 65/100 |
| Huntington |  | 107 | 77/100 |
| San Antonio | TX | 106 | 61/100 |
| New York | NY-NJ | 103 | 61/100 |

## Where This Lender Ranks

Equity Prime Mortgage LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Jacksonville, FL for USDA Loans
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Jacksonville, FL for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Sierra Vista for USDA Loans
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Sierra Vista for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Wheeling, WV for USDA Loans
  - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Wheeling, WV for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Huntington for USDA Loans
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in Huntington for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in New Orleans for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Houston for USDA Loans
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in Houston for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Shreveport for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Wheeling, WV for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in New Orleans for USDA Loans
  - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/usda-loans)
- 🏆 **#6** in Shreveport for USDA Loans
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/usda-loans)
- 🏆 **#6** in Lake Charles, LA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in Atlanta for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in Louisville/Jefferson County, KY for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in Kansas City, MO for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kansas-city-mo/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in Evansville, IN for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does Equity Prime Mortgage LLC offer?

Equity Prime Mortgage LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Equity Prime Mortgage LLC offer mortgages?

Equity Prime Mortgage LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are Equity Prime Mortgage LLC's mortgage rates?

Equity Prime Mortgage LLC has a pricing score of 20/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.812% above market average.

### What type of lender is Equity Prime Mortgage LLC?

Equity Prime Mortgage LLC is a non-depository lender that specializes in mortgage origination, headquartered in Atlanta, GA.

### What is Equity Prime Mortgage LLC's loan approval success rate?

Equity Prime Mortgage LLC has a pull-through score of 66/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/equity-prime-mortgage

### How to Cite

> "Equity Prime Mortgage LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/equity-prime-mortgage

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