# EVANSVILLE Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/evansville-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


EVANSVILLE Federal Credit Union is a credit union, headquartered in Evansville, IN, with 27 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300I5PXYKWZSGG235
- **Headquarters:** Evansville, IN
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 27
- **Dollar Volume:** $5 million
- **Applications Received:** 40
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $172,037
- **Average Borrower Income:** $100,963
- **Average Property Value:** $263,889

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 25/100 | 27 | -0.545% | $650 | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 13/100 | 11 | $3M | -0.448% | Mediocre 😐 |
| Refinance | 26/100 | 16 | $2M | -0.675% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 27 | 0.03% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 14 | 37/100 |
| Evansville, IN | IN | 13 | 53/100 |

## Where This Lender Ranks

EVANSVILLE Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Evansville, IN for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does EVANSVILLE Federal Credit Union offer?

EVANSVILLE Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does EVANSVILLE Federal Credit Union offer mortgages?

EVANSVILLE Federal Credit Union offers mortgages in 1 states: IN.

### What type of lender is EVANSVILLE Federal Credit Union?

EVANSVILLE Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Evansville, IN.

### What is EVANSVILLE Federal Credit Union's loan approval success rate?

EVANSVILLE Federal Credit Union has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/evansville-federal-credit-union

### How to Cite

> "EVANSVILLE Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/evansville-federal-credit-union

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