# EVERGREEN MONEYSOURCE MORTGAGE COMPANY

> **Canonical URL:** https://saferate.com/lenders/evergreen-moneysource-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


EVERGREEN MONEYSOURCE MORTGAGE COMPANY is a independent mortgage company, headquartered in OLYMPIA, WA, serving borrowers across 11 states, with 3,849 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 89% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 16% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930060G4MDPWHISD89
- **Headquarters:** OLYMPIA, WA
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AZ, CA, CO, FL, ID, MT, NV, OR, TX, WA, WY
- **Markets (MSAs):** 26
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 11/100
- Rating: ●○○○○ (1/5)

### Pull Through: Exceptional 🤩
- Score: 84/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.430%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $5,126
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,849
- **Dollar Volume:** $1.7 billion
- **Applications Received:** 5,145
- **Market Share:** 11.00%

## Typical Borrower Profile

- **Average Loan Amount:** $447,738
- **Average Borrower Income:** $157,883
- **Average Property Value:** $593,940

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 86/100 | 2,684 | +0.459% | $5,074 | Exceptional 🤩 |
| FHA | 84/100 | 719 | +0.605% | $5,580 | Exceptional 🤩 |
| VA | 82/100 | 326 | -0.196% | $4,949 | Exceptional 🤩 |
| Jumbo | 82/100 | 111 | +0.672% | $3,957 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 2,207 loans, Score: 86/100 (Exceptional)
- Refinance: 477 loans, Score: 82/100 (Exceptional)

**FHA:**
- Purchase: 659 loans, Score: 84/100 (Exceptional)
- Refinance: 60 loans, Score: 76/100 (Strong)

**VA:**
- Purchase: 295 loans, Score: 82/100 (Exceptional)
- Refinance: 31 loans, Score: 76/100 (Strong)

**Jumbo:**
- Purchase: 90 loans, Score: 82/100 (Exceptional)
- Refinance: 21 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 86/100 | 3,259 | $1.5B | +0.432% | Exceptional 🤩 |
| Refinance | 81/100 | 590 | $252M | +0.421% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WA | 1,921 | 2.26% | 96/100 |
| MT | 523 | 5.01% | 88/100 |
| ID | 512 | 1.92% | 80/100 |
| NV | 393 | 0.98% | 82/100 |
| OR | 384 | 0.90% | 80/100 |
| CA | 44 | 0.02% | 45/100 |
| AZ | 41 | 0.04% | 49/100 |
| TX | 14 | 0.00% | 34/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 522 | 70/100 |
| Boise City, ID | ID | 332 | 81/100 |
| Las Vegas | NV | 326 | 82/100 |
| Tacoma | WA | 281 | 91/100 |
| Bellingham, WA | WA | 262 | 100/100 |
| Portland | OR-WA | 262 | 76/100 |
| Seattle | WA | 252 | 78/100 |
| Billings, MT | MT | 244 | 100/100 |
| Bremerton | WA | 218 | 100/100 |
| Helena, MT | MT | 181 | 100/100 |
| Everett, WA | WA | 140 | 79/100 |
| Wenatchee | WA | 120 | 100/100 |
| Olympia | WA | 99 | 82/100 |
| Medford, OR | OR | 75 | 74/100 |
| Coeur d'Alene, ID | ID | 66 | 71/100 |

## Where This Lender Ranks

EVERGREEN MONEYSOURCE MORTGAGE COMPANY appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Wenatchee for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Wenatchee for Jumbo Loans
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/jumbo-loans)
- 🥉 **#3** in Bellingham, WA for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bellingham-wa/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#4** in Washington for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Tacoma for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#4** in Helena, MT for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Helena, MT for FHA Loans
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Helena, MT Mortgage Companies
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Helena, MT for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#6** in Wenatchee for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Montana for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/montana/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Bellingham, WA for Jumbo Loans
  - [View Full Rankings](https://saferate.com/bellingham-wa/best-mortgage-lenders/jumbo-loans)
- 🏆 **#7** in Bremerton for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bremerton/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Wenatchee for FHA Loans
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in Mount Vernon for FHA Loans
  - [View Full Rankings](https://saferate.com/mount-vernon/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in Mount Vernon for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mount-vernon/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Mount Vernon for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mount-vernon/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in Bellingham, WA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bellingham-wa/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in Helena, MT for VA Loans
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/va-loans)
- 🏆 **#8** in Wenatchee Mortgage Companies
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does EVERGREEN MONEYSOURCE MORTGAGE COMPANY offer?

EVERGREEN MONEYSOURCE MORTGAGE COMPANY offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does EVERGREEN MONEYSOURCE MORTGAGE COMPANY offer mortgages?

EVERGREEN MONEYSOURCE MORTGAGE COMPANY offers mortgages in 11 states: AZ, CA, CO, FL, ID, MT, NV, OR, TX, WA, WY.

### How competitive are EVERGREEN MONEYSOURCE MORTGAGE COMPANY's mortgage rates?

EVERGREEN MONEYSOURCE MORTGAGE COMPANY has a pricing score of 11/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.430% above market average.

### What type of lender is EVERGREEN MONEYSOURCE MORTGAGE COMPANY?

EVERGREEN MONEYSOURCE MORTGAGE COMPANY is a non-depository lender that specializes in mortgage origination, headquartered in OLYMPIA, WA.

### What is EVERGREEN MONEYSOURCE MORTGAGE COMPANY's loan approval success rate?

EVERGREEN MONEYSOURCE MORTGAGE COMPANY has a pull-through score of 84/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/evergreen-moneysource-mortgage

### How to Cite

> "EVERGREEN MONEYSOURCE MORTGAGE COMPANY Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/evergreen-moneysource-mortgage

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