# Fairway Consumer Discount Company

> **Canonical URL:** https://saferate.com/lenders/fairway-consumer-discount


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Fairway Consumer Discount Company is a independent mortgage company, headquartered in Luzerne, PA, with 24 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 73% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300B5Q1Q3J5NC8121
- **Headquarters:** Luzerne, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 24
- **Dollar Volume:** $1 million
- **Applications Received:** 59
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $58,750
- **Average Borrower Income:** $65,750
- **Average Property Value:** $200,833

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 24/100 | 24 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 24 loans, Score: 47/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 45/100 | 24 | $1M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 24 | 0.02% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Scranton | PA | 18 | 61/100 |

## Frequently Asked Questions

### What loan types does Fairway Consumer Discount Company offer?

Fairway Consumer Discount Company offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Fairway Consumer Discount Company offer mortgages?

Fairway Consumer Discount Company offers mortgages in 1 states: PA.

### What type of lender is Fairway Consumer Discount Company?

Fairway Consumer Discount Company is a non-depository lender that specializes in mortgage origination, headquartered in Luzerne, PA.

### What is Fairway Consumer Discount Company's loan approval success rate?

Fairway Consumer Discount Company has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/fairway-consumer-discount

### How to Cite

> "Fairway Consumer Discount Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/fairway-consumer-discount

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