# FAIRWAY FUNDING GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/fairway-funding-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FAIRWAY FUNDING GROUP, INC. is a independent mortgage company, headquartered in Sarasota, FL, serving borrowers across 3 states, with 155 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300S19BPWGHQOYU13
- **Headquarters:** Sarasota, FL
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, SC, TN
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.274%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,537
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 155
- **Dollar Volume:** $60 million
- **Applications Received:** 193
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $388,871
- **Average Borrower Income:** $208,381
- **Average Property Value:** $551,774

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 39/100 | 107 | +0.341% | $3,430 | Acceptable 🙂 |
| FHA | 58/100 | 32 | +0.338% | $3,723 | Sound ☺️ |
| VA | 38/100 | 11 | -0.552% | $3,519 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 98 loans, Score: 40/100 (Sound)

**FHA:**
- Purchase: 30 loans, Score: 57/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 45/100 | 143 | $57M | +0.283% | Sound ☺️ |
| Refinance | 31/100 | 12 | $4M | +0.165% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 151 | 0.05% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| North Port | FL | 113 | 83/100 |

## Where This Lender Ranks

FAIRWAY FUNDING GROUP, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#15** in North Port Mortgage Companies
  - [View Full Rankings](https://saferate.com/north-port/best-mortgage-lenders/mortgage-companies)
- 🏆 **#19** in North Port for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/north-port/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does FAIRWAY FUNDING GROUP, INC. offer?

FAIRWAY FUNDING GROUP, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FAIRWAY FUNDING GROUP, INC. offer mortgages?

FAIRWAY FUNDING GROUP, INC. offers mortgages in 3 states: FL, SC, TN.

### How competitive are FAIRWAY FUNDING GROUP, INC.'s mortgage rates?

FAIRWAY FUNDING GROUP, INC. has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.274% above market average.

### What type of lender is FAIRWAY FUNDING GROUP, INC.?

FAIRWAY FUNDING GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Sarasota, FL.

### What is FAIRWAY FUNDING GROUP, INC.'s loan approval success rate?

FAIRWAY FUNDING GROUP, INC. has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/fairway-funding-group

### How to Cite

> "FAIRWAY FUNDING GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/fairway-funding-group

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