# FAIRWAY INDEPENDENT MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/fairway-independent-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FAIRWAY INDEPENDENT MORTGAGE CORPORATION is a independent mortgage company, headquartered in AUSTIN, TX, serving borrowers nationwide, with 61,160 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 76% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 15% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300MGPZBLQDIL7538
- **Headquarters:** AUSTIN, TX
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 98.1%
- **Brokered/Wholesale:** 1.9%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.445%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,254
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 61,160
- **Dollar Volume:** $21.8 billion
- **Applications Received:** 80,201
- **Market Share:** 172.00%

## Typical Borrower Profile

- **Average Loan Amount:** $355,690
- **Average Borrower Income:** $137,775
- **Average Property Value:** $441,453

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **FHA Gold Superstar** (69%)
- ⭐ **VA Gold Superstar** (69%)
- ⭐ **Jumbo Gold Superstar** (62%)
- ⭐ **Purchase Gold Superstar** (62%)
- ⭐ **Refinance Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 95/100 | 39,846 | +0.404% | $3,164 | Exceptional 🤩 |
| FHA | 95/100 | 14,189 | +0.791% | $3,829 | Exceptional 🤩 |
| VA | 93/100 | 5,578 | -0.159% | $2,596 | Exceptional 🤩 |
| Jumbo | 89/100 | 822 | +0.396% | $2,803 | Exceptional 🤩 |
| USDA | 98/100 | 725 | +0.422% | $2,941 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 36,986 loans, Score: 96/100 (Exceptional)
- Refinance: 2,860 loans, Score: 85/100 (Exceptional)

**FHA:**
- Purchase: 13,414 loans, Score: 96/100 (Exceptional)
- Refinance: 775 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 5,348 loans, Score: 93/100 (Exceptional)
- Refinance: 230 loans, Score: 84/100 (Exceptional)

**Jumbo:**
- Purchase: 748 loans, Score: 90/100 (Exceptional)
- Refinance: 74 loans, Score: 84/100 (Exceptional)

**USDA:**
- Purchase: 719 loans, Score: 98/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 97/100 | 57,215 | $20.3B | +0.460% | Exceptional 🤩 |
| Refinance | 86/100 | 3,945 | $1.5B | +0.283% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 6,671 | 1.91% | 90/100 |
| AZ | 3,456 | 3.48% | 90/100 |
| GA | 3,242 | 2.35% | 89/100 |
| IL | 3,156 | 2.53% | 90/100 |
| IN | 2,784 | 3.06% | 88/100 |
| FL | 2,782 | 0.95% | 80/100 |
| NC | 2,765 | 1.87% | 83/100 |
| WI | 2,513 | 3.81% | 92/100 |
| OH | 2,217 | 1.65% | 83/100 |
| CA | 2,207 | 0.77% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 7,148 | 89/100 |
| Phoenix | AZ | 2,471 | 88/100 |
| Chicago | IL | 2,058 | 88/100 |
| Kansas City, MO | MO-KS | 1,933 | 91/100 |
| Atlanta | GA | 1,660 | 88/100 |
| Indianapolis | IN | 1,580 | 92/100 |
| Minneapolis | MN-WI | 1,467 | 85/100 |
| Houston | TX | 1,189 | 82/100 |
| Dallas | TX | 1,139 | 83/100 |
| Denver | CO | 1,086 | 83/100 |
| Charlotte | NC-SC | 980 | 86/100 |
| Killeen | TX | 963 | 100/100 |
| Milwaukee | WI | 953 | 90/100 |
| Arlington | VA-WV | 883 | 85/100 |
| Austin | TX | 783 | 87/100 |

## Where This Lender Ranks

FAIRWAY INDEPENDENT MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Birmingham, AL for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/birmingham-al/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥇 **#1** in Cheyenne, WY Mortgage Companies
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Cheyenne, WY for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Pensacola for USDA Loans
  - [View Full Rankings](https://saferate.com/pensacola/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Pensacola for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pensacola/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Grand Junction, CO for Jumbo Loans
  - [View Full Rankings](https://saferate.com/grand-junction-co/best-mortgage-lenders/jumbo-loans)
- 🥇 **#1** in Grand Junction, CO for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/grand-junction-co/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥇 **#1** in Eagle Pass, TX for Conventional Loans
  - [View Full Rankings](https://saferate.com/eagle-pass-tx/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Eagle Pass, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/eagle-pass-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Eagle Pass, TX for FHA Loans
  - [View Full Rankings](https://saferate.com/eagle-pass-tx/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Eagle Pass, TX for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/eagle-pass-tx/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Lawrence, KS Mortgage Companies
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Lawrence, KS for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Lawrence, KS for VA Loans
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Lawrence, KS for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in State College, PA for FHA Loans
  - [View Full Rankings](https://saferate.com/state-college-pa/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in State College, PA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/state-college-pa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Manhattan, KS for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Kansas for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Milwaukee for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies/jumbo-loans)

## Frequently Asked Questions

### What loan types does FAIRWAY INDEPENDENT MORTGAGE CORPORATION offer?

FAIRWAY INDEPENDENT MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FAIRWAY INDEPENDENT MORTGAGE CORPORATION offer mortgages?

FAIRWAY INDEPENDENT MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are FAIRWAY INDEPENDENT MORTGAGE CORPORATION's mortgage rates?

FAIRWAY INDEPENDENT MORTGAGE CORPORATION has a pricing score of 24/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.445% above market average.

### What type of lender is FAIRWAY INDEPENDENT MORTGAGE CORPORATION?

FAIRWAY INDEPENDENT MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in AUSTIN, TX.

### What is FAIRWAY INDEPENDENT MORTGAGE CORPORATION's loan approval success rate?

FAIRWAY INDEPENDENT MORTGAGE CORPORATION has a pull-through score of 85/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/fairway-independent-mortgage

### How to Cite

> "FAIRWAY INDEPENDENT MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/fairway-independent-mortgage

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