# FAMILY FINANCE MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/family-finance-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FAMILY FINANCE MORTGAGE, LLC is a independent mortgage company, headquartered in Arnold, MO, serving borrowers across 4 states, with 294 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 39% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493004G43JM6M5BFR40
- **Headquarters:** Arnold, MO
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** CO, FL, IL, MO
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.3%
- **Brokered/Wholesale:** 0.7%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.678%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,679
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 294
- **Dollar Volume:** $79 million
- **Applications Received:** 297
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $267,755
- **Average Borrower Income:** $120,027
- **Average Property Value:** $307,619

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 173 | +0.639% | $1,714 | Sound ☺️ |
| FHA | 64/100 | 77 | +0.955% | $1,572 | Strong 😀 |
| VA | 66/100 | 41 | +0.127% | $1,742 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 140 loans, Score: 43/100 (Sound)
- Refinance: 33 loans, Score: 43/100 (Sound)

**FHA:**
- Purchase: 65 loans, Score: 63/100 (Strong)

**VA:**
- Purchase: 35 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 51/100 | 243 | $65M | +0.713% | Sound ☺️ |
| Refinance | 49/100 | 51 | $14M | +0.446% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 275 | 0.37% | 77/100 |
| IL | 10 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| St. Louis, MO | MO-IL | 270 | 85/100 |
| Non |  | 13 | 25/100 |

## Where This Lender Ranks

FAMILY FINANCE MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#16** in St. Louis, MO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-louis-mo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#19** in St. Louis, MO Mortgage Companies
  - [View Full Rankings](https://saferate.com/st-louis-mo/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does FAMILY FINANCE MORTGAGE, LLC offer?

FAMILY FINANCE MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FAMILY FINANCE MORTGAGE, LLC offer mortgages?

FAMILY FINANCE MORTGAGE, LLC offers mortgages in 4 states: CO, FL, IL, MO.

### How competitive are FAMILY FINANCE MORTGAGE, LLC's mortgage rates?

FAMILY FINANCE MORTGAGE, LLC has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.678% above market average.

### What type of lender is FAMILY FINANCE MORTGAGE, LLC?

FAMILY FINANCE MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Arnold, MO.

### What is FAMILY FINANCE MORTGAGE, LLC's loan approval success rate?

FAMILY FINANCE MORTGAGE, LLC has a pull-through score of 61/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/family-finance-mortgage

### How to Cite

> "FAMILY FINANCE MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/family-finance-mortgage

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