# Fidelity Federal Savings and Loan Association Of Delaware

> **Canonical URL:** https://saferate.com/lenders/fidelity-federal-savings-and-loan-association-of-delaware


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Fidelity Federal Savings and Loan Association Of Delaware is a bank, headquartered in Delaware, OH, with 42 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 36% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 69% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 254900STXIE710EZPY52
- **Headquarters:** Delaware, OH
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** OH
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 31/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.272%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $993
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 42
- **Dollar Volume:** $10 million
- **Applications Received:** 42
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $247,619
- **Average Borrower Income:** $119,167
- **Average Property Value:** $327,857

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 22/100 | 42 | -0.272% | $993 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 41 loans, Score: 24/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 25/100 | 41 | $10M | -0.259% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 42 | 0.03% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Columbus, OH | OH | 23 | 59/100 |
| Non |  | 17 | 38/100 |

## Frequently Asked Questions

### What loan types does Fidelity Federal Savings and Loan Association Of Delaware offer?

Fidelity Federal Savings and Loan Association Of Delaware offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Fidelity Federal Savings and Loan Association Of Delaware offer mortgages?

Fidelity Federal Savings and Loan Association Of Delaware offers mortgages in 1 states: OH.

### How competitive are Fidelity Federal Savings and Loan Association Of Delaware's mortgage rates?

Fidelity Federal Savings and Loan Association Of Delaware has a pricing score of 64/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.272% below market average.

### What type of lender is Fidelity Federal Savings and Loan Association Of Delaware?

Fidelity Federal Savings and Loan Association Of Delaware is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Delaware, OH.

### What is Fidelity Federal Savings and Loan Association Of Delaware's loan approval success rate?

Fidelity Federal Savings and Loan Association Of Delaware has a pull-through score of 31/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/fidelity-federal-savings-and-loan-association-of-delaware

### How to Cite

> "Fidelity Federal Savings and Loan Association Of Delaware Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/fidelity-federal-savings-and-loan-association-of-delaware

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