# FINANCIAL BUILDERS Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/financial-builders-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FINANCIAL BUILDERS Federal Credit Union is a credit union, headquartered in Kokomo, IN, with 42 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300TA2979XCT9L593
- **Headquarters:** Kokomo, IN
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IN
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 42
- **Dollar Volume:** $4 million
- **Applications Received:** 42
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $90,476
- **Average Borrower Income:** $80,429
- **Average Property Value:** $165,476

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 42 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Refinance: 33 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 56/100 | 33 | $2M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 42 | 0.05% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Kokomo, IN | IN | 26 | 74/100 |

## Where This Lender Ranks

FINANCIAL BUILDERS Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#15** in Kokomo, IN
  - [View Full Rankings](https://saferate.com/kokomo-in/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does FINANCIAL BUILDERS Federal Credit Union offer?

FINANCIAL BUILDERS Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FINANCIAL BUILDERS Federal Credit Union offer mortgages?

FINANCIAL BUILDERS Federal Credit Union offers mortgages in 1 states: IN.

### What type of lender is FINANCIAL BUILDERS Federal Credit Union?

FINANCIAL BUILDERS Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Kokomo, IN.

### What is FINANCIAL BUILDERS Federal Credit Union's loan approval success rate?

FINANCIAL BUILDERS Federal Credit Union has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/financial-builders-federal-credit-union

### How to Cite

> "FINANCIAL BUILDERS Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/financial-builders-federal-credit-union

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