# FINANCIAL RESOURCES FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/financial-resources-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FINANCIAL RESOURCES FEDERAL CREDIT UNION is a credit union, headquartered in Bridgewater, NJ, serving borrowers across 9 states, with 77 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 61% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300US45HOXL30J494
- **Headquarters:** Bridgewater, NJ
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** CT, DE, FL, MA, NC, NJ, NY, PA, SC
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 39/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 77
- **Dollar Volume:** $34 million
- **Applications Received:** 107
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $437,078
- **Average Borrower Income:** $184,455
- **Average Property Value:** $615,130

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 74 | +0.488% | $1,794 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 56 loans, Score: 27/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 29/100 | 59 | $27M | +0.192% | Acceptable 🙂 |
| Refinance | 27/100 | 18 | $6M | +1.080% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 55 | 0.06% | 66/100 |
| PA | 11 | 0.01% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lakewood | NJ | 30 | 61/100 |

## Frequently Asked Questions

### What loan types does FINANCIAL RESOURCES FEDERAL CREDIT UNION offer?

FINANCIAL RESOURCES FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FINANCIAL RESOURCES FEDERAL CREDIT UNION offer mortgages?

FINANCIAL RESOURCES FEDERAL CREDIT UNION offers mortgages in 9 states: CT, DE, FL, MA, NC, NJ, NY, PA, SC.

### What type of lender is FINANCIAL RESOURCES FEDERAL CREDIT UNION?

FINANCIAL RESOURCES FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Bridgewater, NJ.

### What is FINANCIAL RESOURCES FEDERAL CREDIT UNION's loan approval success rate?

FINANCIAL RESOURCES FEDERAL CREDIT UNION has a pull-through score of 39/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/financial-resources-federal-credit-union

### How to Cite

> "FINANCIAL RESOURCES FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/financial-resources-federal-credit-union

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