# FIRST CHOICE MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/first-choice-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FIRST CHOICE MORTGAGE, INC. is a independent mortgage company, headquartered in Evans, GA, serving borrowers across 2 states, with 84 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 66% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300ZC48GOYCGYFE82
- **Headquarters:** Evans, GA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** GA, SC
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 84
- **Dollar Volume:** $22 million
- **Applications Received:** 131
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $262,262
- **Average Borrower Income:** $111,583
- **Average Property Value:** $293,214

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 29 | - | - | Acceptable 🙂 |
| FHA | 59/100 | 28 | - | - | Sound ☺️ |
| VA | 63/100 | 26 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 26 loans, Score: 29/100 (Acceptable)

**FHA:**
- Purchase: 28 loans, Score: 58/100 (Sound)

**VA:**
- Purchase: 25 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 80 | $22M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 62 | 0.04% | 64/100 |
| SC | 22 | 0.03% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Augusta | GA-SC | 79 | 83/100 |

## Frequently Asked Questions

### What loan types does FIRST CHOICE MORTGAGE, INC. offer?

FIRST CHOICE MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRST CHOICE MORTGAGE, INC. offer mortgages?

FIRST CHOICE MORTGAGE, INC. offers mortgages in 2 states: GA, SC.

### What type of lender is FIRST CHOICE MORTGAGE, INC.?

FIRST CHOICE MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Evans, GA.

### What is FIRST CHOICE MORTGAGE, INC.'s loan approval success rate?

FIRST CHOICE MORTGAGE, INC. has a pull-through score of 34/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-choice-mortgage

### How to Cite

> "FIRST CHOICE MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-choice-mortgage

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