# First Federal Savings and Loan Association of Greene Co

> **Canonical URL:** https://saferate.com/lenders/first-federal-savings-and-loan-association-of-greene


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


First Federal Savings and Loan Association of Greene Co is a bank, headquartered in Waynesburg, PA, serving borrowers across 2 states, with 211 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 13% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300OVA1LT74LITG21
- **Headquarters:** Waynesburg, PA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** PA, WV
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 87/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.051%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $592
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 211
- **Dollar Volume:** $45 million
- **Applications Received:** 280
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $214,194
- **Average Borrower Income:** $123,237
- **Average Property Value:** $302,299

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **Purchase Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 211 | -0.051% | $592 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 181 loans, Score: 57/100 (Sound)
- Refinance: 30 loans, Score: 42/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 181 | $41M | -0.031% | Sound ☺️ |
| Refinance | 39/100 | 30 | $4M | -0.136% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 163 | 0.13% | 73/100 |
| WV | 48 | 0.31% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 115 | 78/100 |
| Non |  | 70 | 53/100 |
| Morgantown, WV | WV | 26 | 64/100 |

## Where This Lender Ranks

First Federal Savings and Loan Association of Greene Co appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Morgantown, WV Banks
  - [View Full Rankings](https://saferate.com/morgantown-wv/best-mortgage-lenders/banks)
- 🏆 **#8** in Morgantown, WV
  - [View Full Rankings](https://saferate.com/morgantown-wv/best-mortgage-lenders)
- 🏆 **#8** in Morgantown, WV for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/morgantown-wv/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#9** in Morgantown, WV for Conventional Loans
  - [View Full Rankings](https://saferate.com/morgantown-wv/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in West Virginia Banks
  - [View Full Rankings](https://saferate.com/west-virginia/best-mortgage-lenders/banks)
- 🏆 **#14** in Pittsburgh, PA Banks
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks)
- 🏆 **#14** in West Virginia for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/west-virginia/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Pittsburgh, PA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/pittsburgh-pa/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in West Virginia
  - [View Full Rankings](https://saferate.com/west-virginia/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does First Federal Savings and Loan Association of Greene Co offer?

First Federal Savings and Loan Association of Greene Co offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does First Federal Savings and Loan Association of Greene Co offer mortgages?

First Federal Savings and Loan Association of Greene Co offers mortgages in 2 states: PA, WV.

### How competitive are First Federal Savings and Loan Association of Greene Co's mortgage rates?

First Federal Savings and Loan Association of Greene Co has a pricing score of 87/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.051% below market average.

### What type of lender is First Federal Savings and Loan Association of Greene Co?

First Federal Savings and Loan Association of Greene Co is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Waynesburg, PA.

### What is First Federal Savings and Loan Association of Greene Co's loan approval success rate?

First Federal Savings and Loan Association of Greene Co has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-federal-savings-and-loan-association-of-greene

### How to Cite

> "First Federal Savings and Loan Association of Greene Co Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-federal-savings-and-loan-association-of-greene

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