# First Harrison Bank

> **Canonical URL:** https://saferate.com/lenders/first-harrison-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


First Harrison Bank is a bank, headquartered in Corydon, IN, serving borrowers across 3 states, with 194 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 24% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 31% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300LGEXCX325O8C49
- **Headquarters:** Corydon, IN
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** IN, KY, MN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.098%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,080
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 194
- **Dollar Volume:** $42 million
- **Applications Received:** 242
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $217,680
- **Average Borrower Income:** $99,979
- **Average Property Value:** $322,990

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 49/100 | 175 | +0.061% | $1,052 | Sound ☺️ |
| FHA | 53/100 | 17 | +0.536% | $1,416 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 129 loans, Score: 46/100 (Sound)
- Refinance: 46 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 147 | $36M | +0.058% | Sound ☺️ |
| Refinance | 52/100 | 47 | $6M | +0.232% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 139 | 0.15% | 70/100 |
| KY | 54 | 0.12% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Louisville/Jefferson County, KY | KY-IN | 180 | 85/100 |
| Non |  | 12 | 25/100 |

## Where This Lender Ranks

First Harrison Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Louisville/Jefferson County, KY Banks
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/banks)
- 🏆 **#4** in Louisville/Jefferson County, KY
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders)
- 🏆 **#12** in Louisville/Jefferson County, KY for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in Louisville/Jefferson County, KY for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/banks/fha-loans)

## Frequently Asked Questions

### What loan types does First Harrison Bank offer?

First Harrison Bank offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does First Harrison Bank offer mortgages?

First Harrison Bank offers mortgages in 3 states: IN, KY, MN.

### How competitive are First Harrison Bank's mortgage rates?

First Harrison Bank has a pricing score of 76/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.098% above market average.

### What type of lender is First Harrison Bank?

First Harrison Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Corydon, IN.

### What is First Harrison Bank's loan approval success rate?

First Harrison Bank has a pull-through score of 69/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-harrison-bank

### How to Cite

> "First Harrison Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-harrison-bank

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