# First National Bank Alaska

> **Canonical URL:** https://saferate.com/lenders/first-national-bank-alaska


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


First National Bank Alaska is a bank, headquartered in Anchorage, AK, with 152 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 50% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 25490089V5DJHFQMOA03
- **Headquarters:** Anchorage, AK
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** AK
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.015%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,772
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 152
- **Dollar Volume:** $55 million
- **Applications Received:** 306
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $360,132
- **Average Borrower Income:** $170,197
- **Average Property Value:** $532,763

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 143 | +0.025% | $4,820 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 129 loans, Score: 52/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 138 | $51M | -0.031% | Sound ☺️ |
| Refinance | 38/100 | 14 | $4M | +0.477% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AK | 152 | 2.04% | 79/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Anchorage, AK | AK | 82 | 72/100 |
| Non |  | 62 | 52/100 |

## Where This Lender Ranks

First National Bank Alaska appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Anchorage, AK Banks
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/banks)
- 🏆 **#6** in Alaska Banks
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/banks)
- 🏆 **#6** in Anchorage, AK for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#7** in Anchorage, AK for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/banks/va-loans)
- 🏆 **#8** in Alaska for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#8** in Alaska for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/banks/va-loans)

## Frequently Asked Questions

### What loan types does First National Bank Alaska offer?

First National Bank Alaska offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does First National Bank Alaska offer mortgages?

First National Bank Alaska offers mortgages in 1 states: AK.

### How competitive are First National Bank Alaska's mortgage rates?

First National Bank Alaska has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.015% above market average.

### What type of lender is First National Bank Alaska?

First National Bank Alaska is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Anchorage, AK.

### What is First National Bank Alaska's loan approval success rate?

First National Bank Alaska has a pull-through score of 50/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-national-bank-alaska

### How to Cite

> "First National Bank Alaska Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-national-bank-alaska

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