# First National Bank of Bosque County

> **Canonical URL:** https://saferate.com/lenders/first-national-bank-of-bosque-county


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


First National Bank of Bosque County is a bank, headquartered in Valley Mills, TX, with 21 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 254900REMJXT9T25JI51
- **Headquarters:** Valley Mills, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 21
- **Dollar Volume:** $5 million
- **Applications Received:** 27
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $239,286
- **Average Borrower Income:** $130,524
- **Average Property Value:** $389,762

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 20 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 17 | $4M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 21 | 0.01% | 52/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Waco, TX | TX | 18 | 63/100 |

## Where This Lender Ranks

First National Bank of Bosque County appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#11** in Waco, TX for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does First National Bank of Bosque County offer?

First National Bank of Bosque County offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does First National Bank of Bosque County offer mortgages?

First National Bank of Bosque County offers mortgages in 1 states: TX.

### What type of lender is First National Bank of Bosque County?

First National Bank of Bosque County is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Valley Mills, TX.

### What is First National Bank of Bosque County's loan approval success rate?

First National Bank of Bosque County has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-national-bank-of-bosque-county

### How to Cite

> "First National Bank of Bosque County Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-national-bank-of-bosque-county

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