# FIRST OHIO HOME FINANCE, INC.

> **Canonical URL:** https://saferate.com/lenders/first-ohio-home-finance


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FIRST OHIO HOME FINANCE, INC. is a independent mortgage company, headquartered in WESTERVILLE, OH, serving borrowers across 7 states, with 658 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493004NMXQUYEFD1Y98
- **Headquarters:** WESTERVILLE, OH
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** FL, IN, KY, MI, OH, PA, VA
- **Markets (MSAs):** 8
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 658
- **Dollar Volume:** $126 million
- **Applications Received:** 944
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $191,185
- **Average Borrower Income:** $124,234
- **Average Property Value:** $234,833

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 502 | - | - | Sound ☺️ |
| FHA | 67/100 | 124 | - | - | Strong 😀 |
| VA | 58/100 | 18 | - | - | Sound ☺️ |
| USDA | 72/100 | 14 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 436 loans, Score: 58/100 (Sound)
- Refinance: 66 loans, Score: 54/100 (Sound)

**FHA:**
- Purchase: 121 loans, Score: 68/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 587 | $112M | - | Strong 😀 |
| Refinance | 52/100 | 71 | $14M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 638 | 0.47% | 83/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Columbus, OH | OH | 191 | 79/100 |
| Non |  | 142 | 58/100 |
| Cleveland, OH | OH | 93 | 69/100 |
| Akron, OH | OH | 82 | 74/100 |
| Canton | OH | 37 | 63/100 |
| Toledo, OH | OH | 29 | 59/100 |
| Dayton | OH | 19 | 49/100 |
| Mansfield, OH | OH | 13 | 47/100 |

## Where This Lender Ranks

FIRST OHIO HOME FINANCE, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Mansfield, OH for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#20** in Mansfield, OH for Conventional Loans
  - [View Full Rankings](https://saferate.com/mansfield-oh/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does FIRST OHIO HOME FINANCE, INC. offer?

FIRST OHIO HOME FINANCE, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRST OHIO HOME FINANCE, INC. offer mortgages?

FIRST OHIO HOME FINANCE, INC. offers mortgages in 7 states: FL, IN, KY, MI, OH, PA, VA.

### What type of lender is FIRST OHIO HOME FINANCE, INC.?

FIRST OHIO HOME FINANCE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WESTERVILLE, OH.

### What is FIRST OHIO HOME FINANCE, INC.'s loan approval success rate?

FIRST OHIO HOME FINANCE, INC. has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-ohio-home-finance

### How to Cite

> "FIRST OHIO HOME FINANCE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-ohio-home-finance

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