# First Savings Bank of Hegewisch

> **Canonical URL:** https://saferate.com/lenders/first-savings-bank-of-hegewisch


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


First Savings Bank of Hegewisch is a bank, headquartered in Chicago, IL, serving borrowers across 2 states, with 47 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 4% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 77% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 2549008F85XOERURYW13
- **Headquarters:** Chicago, IL
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** IL, IN
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 96/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.302%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $-259
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 47
- **Dollar Volume:** $13 million
- **Applications Received:** 109
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $275,851
- **Average Borrower Income:** $162,255
- **Average Property Value:** $422,660

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 46 | -0.300% | $-271 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 35 loans, Score: 26/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 36 | $11M | -0.356% | Acceptable 🙂 |
| Refinance | 21/100 | 11 | $2M | -0.114% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 25 | 0.03% | 55/100 |
| IL | 22 | 0.02% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lake County | IN | 25 | 65/100 |
| Chicago | IL | 22 | 55/100 |

## Where This Lender Ranks

First Savings Bank of Hegewisch appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#15** in Lake County Banks
  - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/banks)
- 🏆 **#19** in Lake County for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does First Savings Bank of Hegewisch offer?

First Savings Bank of Hegewisch offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does First Savings Bank of Hegewisch offer mortgages?

First Savings Bank of Hegewisch offers mortgages in 2 states: IL, IN.

### How competitive are First Savings Bank of Hegewisch's mortgage rates?

First Savings Bank of Hegewisch has a pricing score of 96/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.302% below market average.

### What type of lender is First Savings Bank of Hegewisch?

First Savings Bank of Hegewisch is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Chicago, IL.

### What is First Savings Bank of Hegewisch's loan approval success rate?

First Savings Bank of Hegewisch has a pull-through score of 23/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-savings-bank-of-hegewisch

### How to Cite

> "First Savings Bank of Hegewisch Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-savings-bank-of-hegewisch

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