# FIRST SAVINGS MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/first-savings-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FIRST SAVINGS MORTGAGE CORPORATION is a independent mortgage company, headquartered in MCLEAN, VA, serving borrowers across 7 states, with 1,852 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 64% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CF8MP6S7MZV277
- **Headquarters:** MCLEAN, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** DC, DE, FL, MD, NC, SC, VA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.219%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,803
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,852
- **Dollar Volume:** $1.1 billion
- **Applications Received:** 2,235
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $601,717
- **Average Borrower Income:** $239,242
- **Average Property Value:** $827,370

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 75/100 | 1,459 | +0.183% | $2,887 | Strong 😀 |
| FHA | 66/100 | 102 | +1.080% | $2,374 | Strong 😀 |
| VA | 76/100 | 186 | -0.295% | $5,885 | Strong 😀 |
| Jumbo | 81/100 | 105 | +0.690% | $1,361 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,289 loans, Score: 76/100 (Strong)
- Refinance: 170 loans, Score: 67/100 (Strong)

**FHA:**
- Purchase: 94 loans, Score: 65/100 (Strong)

**VA:**
- Purchase: 179 loans, Score: 76/100 (Strong)

**Jumbo:**
- Purchase: 81 loans, Score: 81/100 (Exceptional)
- Refinance: 24 loans, Score: 53/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 1,643 | $986M | +0.217% | Strong 😀 |
| Refinance | 68/100 | 209 | $128M | +0.233% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 885 | 0.82% | 89/100 |
| MD | 478 | 0.68% | 80/100 |
| DC | 424 | 7.40% | 100/100 |
| FL | 23 | 0.01% | 39/100 |
| NC | 20 | 0.01% | 41/100 |
| DE | 12 | 0.08% | 41/100 |
| SC | 10 | 0.01% | 36/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Arlington | VA-WV | 790 | 93/100 |
| Washington, DC | DC-MD | 492 | 98/100 |
| Frederick | MD | 287 | 93/100 |
| Baltimore | MD | 100 | 66/100 |
| Non |  | 60 | 40/100 |
| Richmond, VA | VA | 19 | 47/100 |
| Virginia Beach | VA-NC | 16 | 44/100 |

## Where This Lender Ranks

FIRST SAVINGS MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Washington DC for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Washington, DC for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Frederick for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/frederick/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#9** in Washington DC for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Washington DC Mortgage Companies
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Washington DC for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#11** in Washington DC for FHA Loans
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Washington DC for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Washington DC for VA Loans
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/va-loans)
- 🏆 **#14** in Washington, DC Mortgage Companies
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Frederick for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/frederick/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#15** in Washington, DC for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Frederick Mortgage Companies
  - [View Full Rankings](https://saferate.com/frederick/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Arlington for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arlington/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#18** in Arlington Mortgage Companies
  - [View Full Rankings](https://saferate.com/arlington/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Washington, DC for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#18** in Frederick for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/frederick/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#19** in Maryland for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/maryland/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#20** in Frederick for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/frederick/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does FIRST SAVINGS MORTGAGE CORPORATION offer?

FIRST SAVINGS MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRST SAVINGS MORTGAGE CORPORATION offer mortgages?

FIRST SAVINGS MORTGAGE CORPORATION offers mortgages in 7 states: DC, DE, FL, MD, NC, SC, VA.

### How competitive are FIRST SAVINGS MORTGAGE CORPORATION's mortgage rates?

FIRST SAVINGS MORTGAGE CORPORATION has a pricing score of 36/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.219% above market average.

### What type of lender is FIRST SAVINGS MORTGAGE CORPORATION?

FIRST SAVINGS MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in MCLEAN, VA.

### What is FIRST SAVINGS MORTGAGE CORPORATION's loan approval success rate?

FIRST SAVINGS MORTGAGE CORPORATION has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-savings-mortgage

### How to Cite

> "FIRST SAVINGS MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-savings-mortgage

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