# FIRST WESTERN MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/first-western-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FIRST WESTERN MORTGAGE, INC. is a independent mortgage company, headquartered in BOONEVILLE, AR, serving borrowers across 4 states, with 148 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 17% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493008YOT5ACN2UNP66
- **Headquarters:** BOONEVILLE, AR
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AR, MO, NE, OK
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 83/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.023%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,096
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 148
- **Dollar Volume:** $43 million
- **Applications Received:** 208
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $292,432
- **Average Borrower Income:** $128,649
- **Average Property Value:** $397,770

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 43/100 | 93 | +0.021% | $1,051 | Sound ☺️ |
| FHA | 64/100 | 44 | +0.152% | $1,092 | Strong 😀 |
| VA | 37/100 | 10 | -0.529% | $1,726 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 76 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 40 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 52/100 | 127 | $38M | +0.013% | Sound ☺️ |
| Refinance | 38/100 | 21 | $6M | +0.075% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AR | 138 | 0.43% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Fayetteville | AR | 75 | 72/100 |
| Fort Smith, AR | AR-OK | 53 | 71/100 |
| Non |  | 17 | 32/100 |

## Where This Lender Ranks

FIRST WESTERN MORTGAGE, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Fort Smith, AR Mortgage Companies
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Fort Smith, AR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Fort Smith, AR
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders)
- 🏆 **#4** in Fayetteville for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in Fort Smith, AR for FHA Loans
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Arkansas for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Fayetteville Mortgage Companies
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Fayetteville for FHA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in Fort Smith, AR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Arkansas Mortgage Companies
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Fort Smith, AR for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Fayetteville
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders)
- 🏆 **#13** in Arkansas for FHA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in Fayetteville for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#14** in Fort Smith, AR for VA Loans
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/va-loans)
- 🏆 **#15** in Fort Smith, AR for Conventional Loans
  - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does FIRST WESTERN MORTGAGE, INC. offer?

FIRST WESTERN MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRST WESTERN MORTGAGE, INC. offer mortgages?

FIRST WESTERN MORTGAGE, INC. offers mortgages in 4 states: AR, MO, NE, OK.

### How competitive are FIRST WESTERN MORTGAGE, INC.'s mortgage rates?

FIRST WESTERN MORTGAGE, INC. has a pricing score of 83/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.023% above market average.

### What type of lender is FIRST WESTERN MORTGAGE, INC.?

FIRST WESTERN MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in BOONEVILLE, AR.

### What is FIRST WESTERN MORTGAGE, INC.'s loan approval success rate?

FIRST WESTERN MORTGAGE, INC. has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-western-mortgage

### How to Cite

> "FIRST WESTERN MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-western-mortgage

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