# FIRST WORLD MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/first-world-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FIRST WORLD MORTGAGE CORPORATION is a independent mortgage company, headquartered in HARTFORD, CT, serving borrowers across 6 states, with 1,207 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 54% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 15% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300HYHFCULSUBAE54
- **Headquarters:** HARTFORD, CT
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** CT, FL, GA, MA, NJ, RI
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.292%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,598
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,207
- **Dollar Volume:** $355 million
- **Applications Received:** 1,403
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $294,022
- **Average Borrower Income:** $104,379
- **Average Property Value:** $348,695

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 75/100 | 886 | +0.250% | $2,582 | Strong 😀 |
| FHA | 78/100 | 302 | +0.489% | $2,549 | Strong 😀 |
| VA | 62/100 | 16 | -0.280% | $3,838 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 847 loans, Score: 76/100 (Strong)
- Refinance: 39 loans, Score: 50/100 (Sound)

**FHA:**
- Purchase: 282 loans, Score: 79/100 (Strong)
- Refinance: 20 loans, Score: 71/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 78/100 | 1,146 | $338M | +0.277% | Strong 😀 |
| Refinance | 57/100 | 61 | $17M | +0.493% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 1,179 | 3.42% | 96/100 |
| MA | 22 | 0.04% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hartford | CT | 735 | 100/100 |
| Waterbury | CT | 154 | 88/100 |
| New Haven, CT | CT | 132 | 84/100 |
| Non |  | 100 | 50/100 |
| Bridgeport | CT | 34 | 59/100 |
| Norwich | CT | 25 | 60/100 |
| Springfield, MA | MA | 18 | 50/100 |

## Where This Lender Ranks

FIRST WORLD MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Waterbury for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in New Haven, CT for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Connecticut for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Hartford for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Waterbury Mortgage Companies
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in New Haven, CT Mortgage Companies
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in New Haven, CT for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Connecticut Mortgage Companies
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Hartford Mortgage Companies
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in New Haven, CT
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders)
- 🥉 **#3** in New Haven, CT for FHA Loans
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Norwich Mortgage Companies
  - [View Full Rankings](https://saferate.com/norwich/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Waterbury for FHA Loans
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in Waterbury for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in New Haven, CT for Conventional Loans
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Waterbury
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders)
- 🏆 **#5** in Waterbury for Conventional Loans
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Norwich for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/norwich/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Connecticut for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Hartford for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does FIRST WORLD MORTGAGE CORPORATION offer?

FIRST WORLD MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRST WORLD MORTGAGE CORPORATION offer mortgages?

FIRST WORLD MORTGAGE CORPORATION offers mortgages in 6 states: CT, FL, GA, MA, NJ, RI.

### How competitive are FIRST WORLD MORTGAGE CORPORATION's mortgage rates?

FIRST WORLD MORTGAGE CORPORATION has a pricing score of 46/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.292% above market average.

### What type of lender is FIRST WORLD MORTGAGE CORPORATION?

FIRST WORLD MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in HARTFORD, CT.

### What is FIRST WORLD MORTGAGE CORPORATION's loan approval success rate?

FIRST WORLD MORTGAGE CORPORATION has a pull-through score of 85/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/first-world-mortgage

### How to Cite

> "FIRST WORLD MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/first-world-mortgage

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