# Firstrust Savings Bank

> **Canonical URL:** https://saferate.com/lenders/firstrust-savings-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Firstrust Savings Bank is a bank, headquartered in Conshohocken, PA, serving borrowers across 10 states, with 374 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 43% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** R7JQ9JTCFHXBQU4XIT26
- **Headquarters:** Conshohocken, PA
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** DE, FL, MD, MI, MT, NC, NJ, PA, UT, WA
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 88.8%
- **Brokered/Wholesale:** 11.2%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.328%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,727
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 374
- **Dollar Volume:** $110 million
- **Applications Received:** 508
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $294,385
- **Average Borrower Income:** $144,297
- **Average Property Value:** $388,850

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 51/100 | 306 | +0.297% | $1,675 | Sound ☺️ |
| FHA | 66/100 | 65 | +0.551% | $2,097 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 279 loans, Score: 53/100 (Sound)
- Refinance: 27 loans, Score: 35/100 (Acceptable)

**FHA:**
- Purchase: 65 loans, Score: 66/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 57/100 | 346 | $100M | +0.330% | Sound ☺️ |
| Refinance | 32/100 | 28 | $10M | +0.313% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 310 | 0.26% | 79/100 |
| NJ | 27 | 0.03% | 51/100 |
| MD | 16 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Philadelphia, PA | PA | 107 | 77/100 |
| Allentown | PA-NJ | 102 | 81/100 |
| Montgomery County | PA | 87 | 74/100 |
| Baltimore | MD | 14 | 45/100 |
| Camden, NJ | NJ | 12 | 45/100 |
| Wilmington, DE |  | 10 | 42/100 |

## Where This Lender Ranks

Firstrust Savings Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Allentown for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#7** in Allentown Banks
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks)
- 🏆 **#8** in Philadelphia, PA for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#10** in Allentown for FHA Loans
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Allentown
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders)
- 🏆 **#14** in Philadelphia, PA Banks
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/banks)
- 🏆 **#17** in Allentown for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/allentown/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#18** in Montgomery County Banks
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/banks)
- 🏆 **#19** in Pennsylvania for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/banks/fha-loans)

## Frequently Asked Questions

### What loan types does Firstrust Savings Bank offer?

Firstrust Savings Bank offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Firstrust Savings Bank offer mortgages?

Firstrust Savings Bank offers mortgages in 10 states: DE, FL, MD, MI, MT, NC, NJ, PA, UT, WA.

### How competitive are Firstrust Savings Bank's mortgage rates?

Firstrust Savings Bank has a pricing score of 57/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.328% above market average.

### What type of lender is Firstrust Savings Bank?

Firstrust Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Conshohocken, PA.

### What is Firstrust Savings Bank's loan approval success rate?

Firstrust Savings Bank has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/firstrust-savings-bank

### How to Cite

> "Firstrust Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/firstrust-savings-bank

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