# FreeStar Financial

> **Canonical URL:** https://saferate.com/lenders/freestar-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


FreeStar Financial is a credit union, headquartered in Clinton Township, MI, with 12 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 77% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900CORCK9CDK8GZ80
- **Headquarters:** Clinton Township, MI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** MI
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 98.3%
- **Brokered/Wholesale:** 1.7%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 12
- **Dollar Volume:** $2 million
- **Applications Received:** 58
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $184,167
- **Average Borrower Income:** $124,667
- **Average Property Value:** $265,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 9/100 | 12 | - | - | Mediocre 😐 |

### Product Performance by Purpose

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 12 | 0.01% | 52/100 |

## Frequently Asked Questions

### What loan types does FreeStar Financial offer?

FreeStar Financial offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FreeStar Financial offer mortgages?

FreeStar Financial offers mortgages in 1 states: MI.

### What type of lender is FreeStar Financial?

FreeStar Financial is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Clinton Township, MI.

### What is FreeStar Financial's loan approval success rate?

FreeStar Financial has a pull-through score of 23/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/freestar-financial

### How to Cite

> "FreeStar Financial Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/freestar-financial

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