# GATEWAY MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/gateway-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


GATEWAY MORTGAGE CORPORATION is a independent mortgage company, headquartered in KENOSHA, WI, serving borrowers across 2 states, with 221 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XFW2CXGSLDJ958
- **Headquarters:** KENOSHA, WI
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** IL, WI
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.297%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,911
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 221
- **Dollar Volume:** $61 million
- **Applications Received:** 257
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $275,950
- **Average Borrower Income:** $137,353
- **Average Property Value:** $343,214

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 198 | +0.204% | $2,097 | Strong 😀 |
| FHA | 59/100 | 17 | +1.034% | $725 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 195 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 64/100 | 217 | $60M | +0.143% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 217 | 0.33% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Kenosha, WI | WI | 129 | 100/100 |
| Racine | WI | 54 | 76/100 |
| Milwaukee | WI | 19 | 51/100 |

## Where This Lender Ranks

GATEWAY MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Kenosha, WI Mortgage Companies
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Kenosha, WI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Racine for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥉 **#3** in Racine Mortgage Companies
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in Kenosha, WI
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders)
- 🏆 **#5** in Kenosha, WI for Conventional Loans
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Kenosha, WI for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Racine for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Wisconsin for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Kenosha, WI for FHA Loans
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Racine for Conventional Loans
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/conventional-loans)
- 🏆 **#8** in Racine for FHA Loans
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in Racine
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders)
- 🏆 **#16** in Wisconsin Mortgage Companies
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does GATEWAY MORTGAGE CORPORATION offer?

GATEWAY MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GATEWAY MORTGAGE CORPORATION offer mortgages?

GATEWAY MORTGAGE CORPORATION offers mortgages in 2 states: IL, WI.

### How competitive are GATEWAY MORTGAGE CORPORATION's mortgage rates?

GATEWAY MORTGAGE CORPORATION has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.297% above market average.

### What type of lender is GATEWAY MORTGAGE CORPORATION?

GATEWAY MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in KENOSHA, WI.

### What is GATEWAY MORTGAGE CORPORATION's loan approval success rate?

GATEWAY MORTGAGE CORPORATION has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/gateway-mortgage

### How to Cite

> "GATEWAY MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/gateway-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/gateway-mortgage)**