# GEO-CORP, INC.

> **Canonical URL:** https://saferate.com/lenders/geo-corp


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


GEO-CORP, INC. is a independent mortgage company, headquartered in PLANTATION, FL, serving borrowers across 17 states, with 862 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 93% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300P55E0GN57DEV03
- **Headquarters:** PLANTATION, FL
- **Geographic Reach:** Multi-Region
- **States Served:** 17
- **State List:** AL, AZ, CA, CO, FL, GA, MD, NC, NJ, NV, OR, PA, SC, TN, TX, VA, WA
- **Markets (MSAs):** 16
- **Primary Channel:** mix
- **Direct Origination:** 60.2%
- **Brokered/Wholesale:** 39.8%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 7/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +1.046%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $5,660
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 862
- **Dollar Volume:** $427 million
- **Applications Received:** 1,433
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $495,278
- **Average Borrower Income:** $143,900
- **Average Property Value:** $549,977

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 35/100 | 165 | +0.557% | $4,044 | Acceptable 🙂 |
| FHA | 79/100 | 692 | +1.336% | $6,615 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 147 loans, Score: 37/100 (Acceptable)

**FHA:**
- Purchase: 675 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 826 | $412M | +1.054% | Sound ☺️ |
| Refinance | 34/100 | 36 | $15M | +0.921% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 446 | 0.16% | 74/100 |
| TX | 112 | 0.03% | 59/100 |
| FL | 96 | 0.03% | 57/100 |
| GA | 90 | 0.07% | 61/100 |
| VA | 55 | 0.05% | 57/100 |
| MD | 22 | 0.03% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 200 | 76/100 |
| Riverside | CA | 171 | 73/100 |
| Atlanta | GA | 75 | 63/100 |
| Arlington | VA-WV | 51 | 59/100 |
| Houston | TX | 40 | 53/100 |
| Dallas | TX | 34 | 52/100 |
| Orlando | FL | 32 | 53/100 |
| San Diego | CA | 32 | 54/100 |
| Miami | FL | 16 | 46/100 |
| Austin | TX | 15 | 44/100 |
| Bakersfield | CA | 15 | 47/100 |
| San Antonio | TX | 14 | 43/100 |
| Anaheim | CA | 13 | 44/100 |
| Non |  | 11 | 20/100 |
| Baltimore | MD | 10 | 39/100 |

## Frequently Asked Questions

### What loan types does GEO-CORP, INC. offer?

GEO-CORP, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GEO-CORP, INC. offer mortgages?

GEO-CORP, INC. offers mortgages in 17 states: AL, AZ, CA, CO, FL, GA, MD, NC, NJ, NV, OR, PA, SC, TN, TX, VA, WA.

### How competitive are GEO-CORP, INC.'s mortgage rates?

GEO-CORP, INC. has a pricing score of 7/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.046% above market average.

### What type of lender is GEO-CORP, INC.?

GEO-CORP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in PLANTATION, FL.

### What is GEO-CORP, INC.'s loan approval success rate?

GEO-CORP, INC. has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/geo-corp

### How to Cite

> "GEO-CORP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/geo-corp

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