# GLASS CITY Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/glass-city-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


GLASS CITY Federal Credit Union is a credit union, headquartered in Maumee, OH, serving borrowers across 2 states, with 19 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 77% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300BYZ5JSI6TQMS54
- **Headquarters:** Maumee, OH
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MI, OH
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 19
- **Dollar Volume:** $4 million
- **Applications Received:** 59
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $187,105
- **Average Borrower Income:** $104,895
- **Average Property Value:** $254,474

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 19/100 | 19 | +0.338% | $441 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 22/100 | 16 | $3M | +0.331% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 18 | 0.01% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Toledo, OH | OH | 15 | 58/100 |

## Where This Lender Ranks

GLASS CITY Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Toledo, OH for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/toledo-oh/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does GLASS CITY Federal Credit Union offer?

GLASS CITY Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GLASS CITY Federal Credit Union offer mortgages?

GLASS CITY Federal Credit Union offers mortgages in 2 states: MI, OH.

### What type of lender is GLASS CITY Federal Credit Union?

GLASS CITY Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Maumee, OH.

### What is GLASS CITY Federal Credit Union's loan approval success rate?

GLASS CITY Federal Credit Union has a pull-through score of 23/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/glass-city-federal-credit-union

### How to Cite

> "GLASS CITY Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/glass-city-federal-credit-union

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