# Global Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/global-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Global Federal Credit Union is a credit union, headquartered in Anchorage, AK, serving borrowers across 5 states, with 1,557 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 30% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 16% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300DK7QID2ZON6Q55
- **Headquarters:** Anchorage, AK
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AK, AZ, CA, ID, WA
- **Markets (MSAs):** 10
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 84/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** -0.122%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,363
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,557
- **Dollar Volume:** $730 million
- **Applications Received:** 2,044
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $468,642
- **Average Borrower Income:** $163,259
- **Average Property Value:** $604,300

## Safe Rate Awards 🏆

- 💎 **Jumbo Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (77%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (77%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 81/100 | 1,042 | -0.039% | $1,425 | Exceptional 🤩 |
| FHA | 77/100 | 204 | +0.155% | $2,067 | Strong 😀 |
| VA | 78/100 | 171 | -0.390% | $1,261 | Strong 😀 |
| Jumbo | 81/100 | 134 | -0.853% | $51 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 912 loans, Score: 81/100 (Exceptional)
- Refinance: 130 loans, Score: 74/100 (Strong)

**FHA:**
- Purchase: 197 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 159 loans, Score: 78/100 (Strong)

**Jumbo:**
- Purchase: 115 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 81/100 | 1,389 | $652M | -0.116% | Exceptional 🤩 |
| Refinance | 75/100 | 168 | $78M | -0.163% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AK | 1,017 | 13.64% | 97/100 |
| WA | 479 | 0.56% | 83/100 |
| AZ | 32 | 0.03% | 48/100 |
| CA | 15 | 0.01% | 38/100 |
| ID | 14 | 0.05% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Anchorage, AK | AK | 674 | 94/100 |
| Non |  | 286 | 65/100 |
| Seattle | WA | 231 | 80/100 |
| Fairbanks | AK | 112 | 99/100 |
| Everett, WA | WA | 87 | 74/100 |
| Tacoma | WA | 63 | 69/100 |
| Spokane | WA | 24 | 54/100 |
| Phoenix | AZ | 23 | 46/100 |
| Riverside | CA | 13 | 40/100 |
| Coeur d'Alene, ID | ID | 12 | 44/100 |

## Where This Lender Ranks

Global Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Alaska
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders)
- 🥇 **#1** in Alaska Credit Unions
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Alaska for Conventional Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Alaska for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥇 **#1** in Alaska for VA Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Anchorage, AK
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders)
- 🥇 **#1** in Anchorage, AK Credit Unions
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Anchorage, AK for Conventional Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Anchorage, AK for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥇 **#1** in Anchorage, AK for VA Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Anchorage, AK for VA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions/va-loans)
- 🥇 **#1** in Washington
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders)
- 🥇 **#1** in Washington Credit Unions
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Washington for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥇 **#1** in Washington for FHA Loans
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Washington for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/fha-loans)
- 🥇 **#1** in Washington for VA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/va-loans)
- 🥇 **#1** in Washington for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥇 **#1** in Seattle for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥇 **#1** in Seattle for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/credit-unions/fha-loans)

## Frequently Asked Questions

### What loan types does Global Federal Credit Union offer?

Global Federal Credit Union offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Global Federal Credit Union offer mortgages?

Global Federal Credit Union offers mortgages in 5 states: AK, AZ, CA, ID, WA.

### How competitive are Global Federal Credit Union's mortgage rates?

Global Federal Credit Union has a pricing score of 70/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.122% below market average.

### What type of lender is Global Federal Credit Union?

Global Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Anchorage, AK.

### What is Global Federal Credit Union's loan approval success rate?

Global Federal Credit Union has a pull-through score of 84/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/global-federal-credit-union

### How to Cite

> "Global Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/global-federal-credit-union

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