# GO MORTGAGE, LLC > **Canonical URL:** https://saferate.com/lenders/go-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible GO MORTGAGE, LLC is a independent mortgage company, headquartered in Wilmington, DE, serving borrowers across 31 states, with 1,462 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 81% of lenders for competitive rates - **Approval Rate:** Ranks in the top 38% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 25490018IFQOT83Q7H49 - **Headquarters:** Wilmington, DE - **Geographic Reach:** Near-National - **States Served:** 31 - **State List:** AL, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WA, WI, WV - **Markets (MSAs):** 23 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 99.9% - **Brokered/Wholesale:** 0.1% ## Safe Rate Ratings ### Pricing: Mediocre 😐 - Score: 19/100 - Rating: ●○○○○ (1/5) ### Pull Through: Strong πŸ˜€ - Score: 62/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.522% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $3,649 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,462 - **Dollar Volume:** $471 million - **Applications Received:** 2,047 - **Market Share:** 4.00% ## Typical Borrower Profile - **Average Loan Amount:** $322,428 - **Average Borrower Income:** $133,855 - **Average Property Value:** $396,006 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 73/100 | 975 | +0.454% | $3,530 | Strong πŸ˜€ | | FHA | 76/100 | 357 | +0.833% | $3,958 | Strong πŸ˜€ | | VA | 75/100 | 98 | -0.017% | $3,966 | Strong πŸ˜€ | | Jumbo | 42/100 | 12 | +0.415% | $6,115 | Sound ☺️ | | USDA | 51/100 | 20 | +0.397% | $2,143 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 928 loans, Score: 74/100 (Strong) - Refinance: 47 loans, Score: 43/100 (Sound) **FHA:** - Purchase: 343 loans, Score: 76/100 (Strong) **VA:** - Purchase: 96 loans, Score: 75/100 (Strong) **USDA:** - Purchase: 20 loans, Score: 51/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 76/100 | 1,398 | $448M | +0.540% | Strong πŸ˜€ | | Refinance | 42/100 | 64 | $24M | +0.209% | Sound ☺️ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | OH | 454 | 0.34% | 77/100 | | SC | 192 | 0.24% | 73/100 | | VA | 189 | 0.18% | 71/100 | | PA | 172 | 0.14% | 67/100 | | FL | 89 | 0.03% | 54/100 | | WI | 68 | 0.10% | 58/100 | | MN | 58 | 0.09% | 56/100 | | IN | 39 | 0.04% | 50/100 | | WV | 37 | 0.24% | 57/100 | | NC | 31 | 0.02% | 46/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Columbus, OH | OH | 333 | 85/100 | | Non | | 156 | 56/100 | | Winchester, VA | VA-WV | 82 | 89/100 | | Montgomery County | PA | 74 | 67/100 | | Greenville | SC | 69 | 69/100 | | Philadelphia, PA | PA | 60 | 64/100 | | Minneapolis | MN-WI | 52 | 56/100 | | Spartanburg, SC | SC | 50 | 68/100 | | Arlington | VA-WV | 47 | 57/100 | | Florence, SC | SC | 35 | 70/100 | | St. Petersburg | FL | 33 | 57/100 | | Indianapolis | IN | 32 | 52/100 | | Tampa, FL | FL | 27 | 50/100 | | Hagerstown | MD-WV | 26 | 56/100 | | Youngstown | OH | 22 | 52/100 | ## Where This Lender Ranks GO MORTGAGE, LLC appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#9** in Winchester, VA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#10** in Florence, SC for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#12** in Winchester, VA for Conventional Loans - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/conventional-loans) - πŸ† **#12** in Winchester, VA for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#13** in Florence, SC Mortgage Companies - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies) - πŸ† **#13** in Charlottesville, VA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in Winchester, VA for VA Loans - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/va-loans) - πŸ† **#14** in Charlottesville, VA for FHA Loans - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/fha-loans) - πŸ† **#15** in Charlottesville, VA for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#17** in Columbus, OH for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/columbus-oh/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#17** in Florence, SC for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#18** in Winchester, VA Mortgage Companies - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/mortgage-companies) - πŸ† **#18** in Florence, SC - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders) - πŸ† **#18** in Charlottesville, VA for VA Loans - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/va-loans) - πŸ† **#19** in Appleton, WI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#20** in Florence, SC for Conventional Loans - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/conventional-loans) - πŸ† **#20** in Florence, SC for FHA Loans - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/fha-loans) - πŸ† **#20** in Youngstown for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/conventional-loans) ## Frequently Asked Questions ### What loan types does GO MORTGAGE, LLC offer? GO MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does GO MORTGAGE, LLC offer mortgages? GO MORTGAGE, LLC offers mortgages in 31 states: AL, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WA, WI, WV. ### How competitive are GO MORTGAGE, LLC's mortgage rates? GO MORTGAGE, LLC has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.522% above market average. ### What type of lender is GO MORTGAGE, LLC? GO MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Wilmington, DE. ### What is GO MORTGAGE, LLC's loan approval success rate? GO MORTGAGE, LLC has a pull-through score of 62/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/go-mortgage ### How to Cite > "GO MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/go-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/go-mortgage)**