# GoPrime Mortgage, Inc.

> **Canonical URL:** https://saferate.com/lenders/goprime-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


GoPrime Mortgage, Inc. is a independent mortgage company, headquartered in Raleigh, NC, serving borrowers across 32 states, with 1,240 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 58% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 14% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300OYEKEORA1GI088
- **Headquarters:** Raleigh, NC
- **Geographic Reach:** Near-National
- **States Served:** 32
- **State List:** AK, AL, AZ, CA, CO, DC, FL, GA, ID, IN, KY, MD, ME, MI, MN, MS, MT, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV, WY
- **Markets (MSAs):** 14
- **Primary Channel:** mix
- **Direct Origination:** 78.4%
- **Brokered/Wholesale:** 21.6%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 86/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.105%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,412
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,240
- **Dollar Volume:** $438 million
- **Applications Received:** 1,567
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,177
- **Average Borrower Income:** $129,490
- **Average Property Value:** $424,774

## Safe Rate Awards 🏆

- 💎 **VA Diamond Champion** (83%)
- 💎 **USDA Diamond Champion** (84%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 70/100 | 526 | +0.273% | $3,156 | Strong 😀 |
| FHA | 68/100 | 169 | +0.765% | $3,006 | Strong 😀 |
| VA | 83/100 | 499 | -0.345% | $1,448 | Exceptional 🤩 |
| USDA | 80/100 | 39 | +0.274% | $1,281 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 478 loans, Score: 70/100 (Strong)
- Refinance: 48 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 164 loans, Score: 68/100 (Strong)

**VA:**
- Purchase: 489 loans, Score: 83/100 (Exceptional)

**USDA:**
- Purchase: 39 loans, Score: 80/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 77/100 | 1,177 | $417M | +0.110% | Strong 😀 |
| Refinance | 44/100 | 63 | $21M | +0.033% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NC | 650 | 0.44% | 79/100 |
| KY | 95 | 0.20% | 65/100 |
| OR | 80 | 0.19% | 63/100 |
| MT | 73 | 0.70% | 65/100 |
| VA | 72 | 0.07% | 59/100 |
| TX | 59 | 0.02% | 50/100 |
| FL | 34 | 0.01% | 44/100 |
| SC | 28 | 0.03% | 49/100 |
| WA | 20 | 0.02% | 45/100 |
| AL | 17 | 0.03% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 325 | 68/100 |
| Raleigh | NC | 166 | 77/100 |
| Pinehurst | NC | 118 | 97/100 |
| Asheville, NC | NC | 76 | 78/100 |
| Bozeman, MT | MT | 55 | 80/100 |
| Fayetteville, NC | NC | 51 | 67/100 |
| Virginia Beach | VA-NC | 41 | 57/100 |
| Charlotte | NC-SC | 35 | 54/100 |
| Durham | NC | 32 | 59/100 |
| Hickory | NC | 16 | 48/100 |
| San Antonio | TX | 14 | 42/100 |
| Arlington | VA-WV | 12 | 40/100 |
| Houston | TX | 11 | 38/100 |
| Tacoma | WA | 10 | 40/100 |

## Where This Lender Ranks

GoPrime Mortgage, Inc. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Pinehurst Mortgage Companies
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Pinehurst for VA Loans
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Pinehurst for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Pinehurst
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders)
- 🥈 **#2** in Asheville, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/asheville-nc/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Montana Mortgage Companies
  - [View Full Rankings](https://saferate.com/montana/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in North Carolina for USDA Loans
  - [View Full Rankings](https://saferate.com/north-carolina/best-mortgage-lenders/usda-loans)
- 🥉 **#3** in North Carolina for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/north-carolina/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in Bozeman, MT Mortgage Companies
  - [View Full Rankings](https://saferate.com/bozeman-mt/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Raleigh for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/raleigh/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#4** in Kentucky for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kentucky/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Montana
  - [View Full Rankings](https://saferate.com/montana/best-mortgage-lenders)
- 🏆 **#4** in Bozeman, MT
  - [View Full Rankings](https://saferate.com/bozeman-mt/best-mortgage-lenders)
- 🏆 **#4** in Fayetteville, NC for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fayetteville-nc/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in Raleigh for VA Loans
  - [View Full Rankings](https://saferate.com/raleigh/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Pinehurst for FHA Loans
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Pinehurst for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pinehurst/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Kentucky for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kentucky/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in Kentucky for USDA Loans
  - [View Full Rankings](https://saferate.com/kentucky/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in Fayetteville, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/fayetteville-nc/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does GoPrime Mortgage, Inc. offer?

GoPrime Mortgage, Inc. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GoPrime Mortgage, Inc. offer mortgages?

GoPrime Mortgage, Inc. offers mortgages in 32 states: AK, AL, AZ, CA, CO, DC, FL, GA, ID, IN, KY, MD, ME, MI, MN, MS, MT, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV, WY.

### How competitive are GoPrime Mortgage, Inc.'s mortgage rates?

GoPrime Mortgage, Inc. has a pricing score of 42/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.105% above market average.

### What type of lender is GoPrime Mortgage, Inc.?

GoPrime Mortgage, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Raleigh, NC.

### What is GoPrime Mortgage, Inc.'s loan approval success rate?

GoPrime Mortgage, Inc. has a pull-through score of 86/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/goprime-mortgage

### How to Cite

> "GoPrime Mortgage, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/goprime-mortgage

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