# Grand Bank for Savings, FSB

> **Canonical URL:** https://saferate.com/lenders/grand-bank-for-savings-fsb


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Grand Bank for Savings, FSB is a bank, headquartered in Hattiesburg, MS, serving borrowers across 18 states, with 109 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300DM6DAOPSF8HL78
- **Headquarters:** Hattiesburg, MS
- **Geographic Reach:** Multi-Region
- **States Served:** 18
- **State List:** AZ, IL, IN, KY, LA, MN, MS, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA
- **Markets (MSAs):** 3
- **Primary Channel:** mix
- **Direct Origination:** 70.4%
- **Brokered/Wholesale:** 29.6%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +1.065%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,701
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 109
- **Dollar Volume:** $24 million
- **Applications Received:** 159
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $216,009
- **Average Borrower Income:** $93,284
- **Average Property Value:** $274,725

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 90 | +1.387% | $1,781 | Acceptable 🙂 |
| FHA | 58/100 | 16 | +0.667% | $1,851 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 81 loans, Score: 30/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 100 | $22M | +1.074% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MS | 28 | 0.11% | 57/100 |
| IN | 14 | 0.02% | 46/100 |
| TX | 13 | 0.00% | 41/100 |
| NV | 12 | 0.03% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hattiesburg, MS | MS | 23 | 66/100 |
| Indianapolis | IN | 14 | 49/100 |
| Las Vegas | NV | 11 | 46/100 |

## Where This Lender Ranks

Grand Bank for Savings, FSB appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#9** in Hattiesburg, MS for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#11** in Hattiesburg, MS Banks
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks)
- 🏆 **#16** in Hattiesburg, MS for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#20** in Hattiesburg, MS for FHA Loans
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does Grand Bank for Savings, FSB offer?

Grand Bank for Savings, FSB offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Grand Bank for Savings, FSB offer mortgages?

Grand Bank for Savings, FSB offers mortgages in 18 states: AZ, IL, IN, KY, LA, MN, MS, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA.

### How competitive are Grand Bank for Savings, FSB's mortgage rates?

Grand Bank for Savings, FSB has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.065% above market average.

### What type of lender is Grand Bank for Savings, FSB?

Grand Bank for Savings, FSB is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Hattiesburg, MS.

### What is Grand Bank for Savings, FSB's loan approval success rate?

Grand Bank for Savings, FSB has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/grand-bank-for-savings-fsb

### How to Cite

> "Grand Bank for Savings, FSB Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/grand-bank-for-savings-fsb

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