# GreenStone Farm Credit Services, FLCA > **Canonical URL:** https://saferate.com/lenders/greenstone-farm-credit-services-flca > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible GreenStone Farm Credit Services, FLCA is a independent mortgage company, headquartered in East Lansing, MI, serving borrowers across 6 states, with 791 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 77% of lenders for competitive rates - **Approval Rate:** Ranks in the top 41% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300461TECLDDGNF98 - **Headquarters:** East Lansing, MI - **Geographic Reach:** Multi-Region - **States Served:** 6 - **State List:** FL, IL, MI, MN, TN, WI - **Markets (MSAs):** 12 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 23/100 - Rating: ●●○○○ (2/5) ### Pull Through: Sound ☺️ - Score: 59/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** +0.769% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,193 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 791 - **Dollar Volume:** $259 million - **Applications Received:** 856 - **Market Share:** 2.00% ## Typical Borrower Profile - **Average Loan Amount:** $327,200 - **Average Borrower Income:** $183,329 - **Average Property Value:** $516,315 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 65/100 | 749 | +0.769% | $2,193 | Strong πŸ˜€ | | Jumbo | 73/100 | 42 | - | - | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 578 loans, Score: 64/100 (Strong) - Refinance: 171 loans, Score: 65/100 (Strong) **Jumbo:** - Purchase: 38 loans, Score: 74/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 63/100 | 616 | $219M | +0.846% | Strong πŸ˜€ | | Refinance | 63/100 | 175 | $40M | +0.691% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | MI | 721 | 0.64% | 84/100 | | WI | 65 | 0.10% | 59/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 335 | 71/100 | | Warren | MI | 112 | 68/100 | | Grand Rapids | MI | 80 | 64/100 | | Lansing | MI | 51 | 65/100 | | Ann Arbor, MI | MI | 29 | 63/100 | | Monroe, MI | MI | 27 | 63/100 | | Traverse City, MI | MI | 25 | 60/100 | | Jackson, MI | MI | 23 | 63/100 | | Flint, MI | MI | 15 | 48/100 | | Green Bay, WI | WI | 12 | 43/100 | | Saginaw, MI | MI | 11 | 44/100 | | Midland, MI | MI | 10 | 43/100 | ## Where This Lender Ranks GreenStone Farm Credit Services, FLCA appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯ˆ **#2** in Ann Arbor, MI for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ann-arbor-mi/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#6** in Michigan for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/michigan/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#6** in Warren for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/warren/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#7** in Traverse City, MI Mortgage Companies - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/mortgage-companies) - πŸ† **#7** in Midland, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/midland-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Ann Arbor, MI for Jumbo Loans - [View Full Rankings](https://saferate.com/ann-arbor-mi/best-mortgage-lenders/jumbo-loans) - πŸ† **#9** in Traverse City, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#10** in Saginaw, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#11** in Lansing for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lansing/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#11** in Monroe, MI Mortgage Companies - [View Full Rankings](https://saferate.com/monroe-mi/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Monroe, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/monroe-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#12** in Jackson, MI Mortgage Companies - [View Full Rankings](https://saferate.com/jackson-mi/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Jackson, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#14** in Ann Arbor, MI Mortgage Companies - [View Full Rankings](https://saferate.com/ann-arbor-mi/best-mortgage-lenders/mortgage-companies) - πŸ† **#15** in Ann Arbor, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ann-arbor-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#16** in Grand Rapids for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/grand-rapids/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#17** in Lansing Mortgage Companies - [View Full Rankings](https://saferate.com/lansing/best-mortgage-lenders/mortgage-companies) - πŸ† **#17** in Traverse City, MI - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders) - πŸ† **#17** in Jackson, MI - [View Full Rankings](https://saferate.com/jackson-mi/best-mortgage-lenders) - πŸ† **#17** in Midland, MI for Conventional Loans - [View Full Rankings](https://saferate.com/midland-mi/best-mortgage-lenders/conventional-loans) ## Frequently Asked Questions ### What loan types does GreenStone Farm Credit Services, FLCA offer? GreenStone Farm Credit Services, FLCA offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does GreenStone Farm Credit Services, FLCA offer mortgages? GreenStone Farm Credit Services, FLCA offers mortgages in 6 states: FL, IL, MI, MN, TN, WI. ### How competitive are GreenStone Farm Credit Services, FLCA's mortgage rates? GreenStone Farm Credit Services, FLCA has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.769% above market average. ### What type of lender is GreenStone Farm Credit Services, FLCA? GreenStone Farm Credit Services, FLCA is a non-depository lender that specializes in mortgage origination, headquartered in East Lansing, MI. ### What is GreenStone Farm Credit Services, FLCA's loan approval success rate? GreenStone Farm Credit Services, FLCA has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/greenstone-farm-credit-services-flca ### How to Cite > "GreenStone Farm Credit Services, FLCA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/greenstone-farm-credit-services-flca --- **[View Interactive Profile β†’](https://saferate.com/lenders/greenstone-farm-credit-services-flca)**