# Greenville Federal

> **Canonical URL:** https://saferate.com/lenders/greenville-federal


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Greenville Federal is a bank, headquartered in Greenville, OH, with 72 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 51% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300SC9Z72JZIKY819
- **Headquarters:** Greenville, OH
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** OH
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.8%
- **Brokered/Wholesale:** 2.2%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.030%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,562
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 72
- **Dollar Volume:** $19 million
- **Applications Received:** 90
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $266,528
- **Average Borrower Income:** $145,014
- **Average Property Value:** $380,139

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 34/100 | 72 | -0.030% | $1,562 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 64 loans, Score: 35/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 35/100 | 64 | $18M | -0.074% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 72 | 0.05% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dayton | OH | 43 | 66/100 |
| Non |  | 28 | 43/100 |

## Where This Lender Ranks

Greenville Federal appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#12** in Dayton Banks
  - [View Full Rankings](https://saferate.com/dayton/best-mortgage-lenders/banks)
- 🏆 **#15** in Dayton for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/dayton/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Greenville Federal offer?

Greenville Federal offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Greenville Federal offer mortgages?

Greenville Federal offers mortgages in 1 states: OH.

### How competitive are Greenville Federal's mortgage rates?

Greenville Federal has a pricing score of 49/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.030% below market average.

### What type of lender is Greenville Federal?

Greenville Federal is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Greenville, OH.

### What is Greenville Federal's loan approval success rate?

Greenville Federal has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/greenville-federal

### How to Cite

> "Greenville Federal Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/greenville-federal

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